Pension: basic, insurance, funded

The size of each person’s pension directly depends on the amount of work experience, employment in a particular industry, as well as other aspects. But this does not mean at all that persons who, due to life circumstances, were unable to carry out labor activities. will be left without a livelihood in their later years.

Dear readers! The article talks about typical ways to resolve legal issues, but each case is individual. If you want to find out how to solve your particular problem , contact a consultant:

8 (800) 700 95 53

APPLICATIONS AND CALLS ARE ACCEPTED 24/7 and 7 days a week.

It's fast and FREE !

It is for such cases, as well as for the purpose of social protection of all segments of the population, that the law provides for the possibility of receiving the basic part of the pension, which is intended for all persons applying for a pension for one reason or another.

What it is?

Currently, the pension consists of two components, namely insurance and basic.

The size of the insurance portion depends on the length of service, membership in a certain preferential category or other circumstances. And the basic part of the pension is unchanged and is paid regardless of the onset of disability, death of the breadwinner or reaching a certain age.

That is, the fixed part of the pension is the minimum that is guaranteed to every citizen when establishing a pension, regardless of the grounds for its assignment.

What is the basic part and the insurance part of the pension?

Pension accruals include three components:

Free legal consultation by phone:

Basic share;
Insurance;
Cumulative.

The last of the components is not relevant to today's pensioners, since it was introduced relatively recently. This point will be relied upon when calculating pensions today for working citizens. The basic component is common to everyone. It has a fixed amount and is subject to indexation annually.

The insurance part is precisely based on the length of service and level of income of a person during his working life. Each employee made monthly contributions from his monthly earnings to the insurance fund. It is these contributions that are the basis for the formation of the insurance share of the pension accrual. It is calculated quite simply: the level of contributions to the insurance fund is divided by 19 - the expected number of years that the pensioner will live. The labor pension consists of the sum of these two components.

Fixed basic amount of old-age labor pension in 2018

The basic part of pension accruals is, to some extent, a certain guarantee of provision for Russians of retirement age. Article 16 of Federal Law No. 400 establishes that this is a fixed component of payments with a certain amount.

Today, the basic portion for a citizen who leaves his position due to reaching retirement age is 4,805.11 rubles. In 2002, this amount was 450 rubles/month, and increased annually through indexation.

This share of accruals is mandatory for all pensioners with more than 5 years of work experience. The main goal of this part is to establish some kind of social guarantee for citizens.

What funds are used to finance the payment of the basic part of the pension?

The formation of the fundamental component occurs through contributions from enterprises. Until 2005, they paid 28% of the unified social tax, of which half went to the main part of pensions, and the second half to insurance. After 2005, this percentage was lowered to 20, and the part of contributions to the indigenous component decreased to 6%.

Despite this, payments are made from the state budget and do not depend on the specific amount of contributions made by the employee during the employment relationship. Thus, the government has committed itself to ensuring a minimum amount of payments and promises their gradual increase.

Normative base

The procedure for assigning a fixed payment is regulated by the norms of Article 16 of Federal Law No. 400, which states that the amount of the basic payment depends, first of all, on the category of persons who apply for pension coverage, as well as on factors accompanying their work activity or marital status.

Federal Law of December 28, 2013 N 400-FZ

The size of the FBR (fixed base size) is influenced by the presence of northern work experience, the disability group, and the IPC of the deceased breadwinner, not to mention employment after receiving a pension or the presence of dependents.

Sizing and application in various fields of activity

The basic value in the Republic of Belarus is an economic indicator that determines the value of money, not related to the assessment of intangible or material benefits, and is used as a guideline for calculations.

On January 1, 2002, a base value index was introduced in Belarus; previously, the amount of fines or bonuses was calculated based on the minimum wage, but this indicator began to grow sharply, and the use of this method became unacceptable for citizens.

Now the number of basic quantities controls a number of financial issues (present in 300 legal acts). The base value is used to calculate:

fines for breaking the law;
payment of benefits or bonuses;
setting standards for allowances or surcharges.

The size of the base value depends on labor standards and is established by the Council of Ministers of the Republic of Belarus.

From what means is it formed?

In accordance with Part 3 of Article 6 of Federal Law No. 167, the fixed base is formed from funds transferred by workers as mandatory contributions to the Pension Fund of the Russian Federation.

Federal Law of December 15, 2001 N 167-FZ

Moreover, in relation to minors who apply to receive part of the FBI, the presence of insurance, as well as the transfer of funds, is not necessary, given that contributions were paid by deceased breadwinners.

Size

In accordance with Article 16 of Federal Law No. 400, the amount of the basic payment depends on the type of pension, as well as other factors:

degree of health limitation;
presence of dependents and their number;
the age of the pensioner, namely after 80 years or before;
work experience in the Northern regions.

Is it the same for everyone or not?

Based on Article 16 of Federal Law No. 400, the size of the basic pension is not set at the same amount for all pensioners, but quite the opposite.

All applicants can count on the minimum portion, except for survivors’ pension recipients, given that they are entitled to the FBI only in the amount of half the basic portion, that is, 2,402.5 rubles. And only northerners can count on the maximum, people who have reached the age of eighty or have received group 1 disability - 21,622.98 rubles.

The average FBR amount for all other categories of pensioners varies from 6.5 thousand to 19 thousand rubles.

How much is it today?

The basic part of the fixed payment as of 02/01/2017 is equal to 4805.11 rubles, but this is the minimum payment.

If a pensioner has a group 1 disability, the agreed part of his benefit will be 9610.22 rubles, and if he has dependents and is 80 years of age - 11211.92 rubles. Persons who have northern experience can apply for the FBI from 7,207 rubles to 21,622 rubles, directly depending on the length of service, region of work and age, not to mention the maintenance of dependents.

In law enforcement agencies

Despite the fact that the service pension is mentioned in Federal Law No. 400, the pension provision of military personnel is regulated by another federal act, namely the Law of the Russian Federation No. 4468-1, according to which this category is not entitled to the FBI, since the amount of their pensions (Article .14) is calculated as a percentage of the previously received monetary allowance in proportion to the existing period of service.

Law of the Russian Federation of February 12, 1993 N 4468-I

At the same time, in accordance with Article 46 of Law No. 4468-1, the minimum amount of pension provision for military personnel is the basic part of the social pension on the basis of Article 18 of Federal Law No. 166 in the amount of 3,771.78 rubles, taking into account indexation by 1.04, to which an allowance for dependents or special merits during the period of service in accordance with the standards specified in Article 45 of Law No. 4468-1.

By disability

According to the norms specified in Article 16 of Federal Law No. 400, disabled people have the right to a basic pension, but in an amount that depends on the group.

In accordance with Part 2 of Article 16 of Federal Law No. 400, in case of disability group 3, the FBI will amount to only 50% of the state basic pension - 2402.5 rubles, in case of the second group - 4805.11. But what the pension of a disabled person of group 1 is equal to will depend on several factors.

For example, the minimum pension in accordance with Article 17 of Federal Law No. 400 for this category will be 9610.22 rubles, and in the presence of persons who are supported - from 11211.92 to 14415.32 rubles. taking into account the number of persons in custody.

Moreover, if a disabled person of group 1 has northern experience, his pension will be 14,415.32 rubles, and when caring for other pensioners who are unable to support themselves - 21,622.98 rubles.

In the Far North

Based on Part 4 of Article 17 of Federal Law No. 400, an increased level of FBI and workers from the northern regions is provided.

If you have at least 15 years of northern experience and a total work period of 25 and 20 years (for male and female workers), the basic basis increases by 50% - 7207.67 rubles. In the event that a northern worker is 80 years old or has been assigned 1 gram of disability, the FBI will be paid monthly in the amount of -14,415.33 rubles, and if there are dependents, another 50% for each.

If a northerner has worked in conditions equivalent to northern ones for more than 20 years, again with general experience, the FBI will be increased by 30% - 6246.64 rubles, and if dependents are supported - another 30% for each, which, in general will range from 8328.85 to 12493.27 rubles. Accordingly, after 80 years of age or if there is a disability, the size of the base will also be increased to the level of 12,493.27 rubles.

If you have a dependent

The concept of the term “dependent” is contained in Article 179 of the Labor Code of the Russian Federation, which states that a dependent is a person recognized as disabled in the manner prescribed by law, who is fully or partially supported by another person.

At the same time, children are automatically recognized as dependents due to their age, but relatives must confirm their status, so to speak, through disability and a small pension, which will give the breadwinner the right to increase the fixed amount.

in accordance with Article 17 of Federal Law No. 400, for persons who worked in areas equivalent to the northern ones, the FBI will be increased for each dependent by 30%, and for northerners - by 50%, while for pensioners who do not have benefits, the basic part will also be increased for providing assistance to relatives will be increased by 50% for each person they help, but not more than 150% in total.

Officials

Based on Article 19 of Federal Law No. 400, civil servants have the right to a pension in a special manner, which provides for the possibility of receiving 2 benefits simultaneously - a long-service pension in accordance with Article 7 of Federal Law No. 166 and part of the insurance benefit in accordance with Article 19 of Federal Law No. 400.

Federal Law No. 166 of December 15, 2001

At the same time, for this category of persons, a fixed part of the pension is not established, with the exception of cases of registration of one type of pension, namely an old-age pension, in the general manner.

For working pensioners

In accordance with Article 16 of Federal Law No. 400, upon reaching retirement age and applying for a specified type of benefit, the FBI is paid to all categories of pensioners, regardless of whether they continue to work or have switched to legal rest.

But at the same time, in accordance with Article 7 of Federal Law No. 385, FBI indexation is not carried out for working pensioners.

That is, until the worker retires completely, the size of the fixed base will be the minimum established initially, without taking into account inflation and increasing the FBR by the corresponding coefficient over subsequent years, not only in relation to the base, but also the old-age benefit.

For Afghans

Afghans, in accordance with Article 3 of Federal Law No. 5, are combat veterans with a certain set of social benefits. services and compensation payments, which are intended in gratitude for the fulfillment of an international duty.

But at the same time, the agreed payments do not relate to pension provision, which Afghans have the right to count on in accordance with the procedure established by Federal Law No. 400 on a general basis, and in the event of disability - in connection with a wound or injury received during hostilities in accordance with the norms of Law No. 4468 -1.

What is included in the northern pension experience for women? Read our article. Are pension payments due to absentee orphans? Find out here.

For individual entrepreneurs

Based on Article 4 of Federal Law No. 400, the right to pension provision arises only if certain mandatory conditions are met, one of which is the transfer of contributions to the Pension Fund of the Russian Federation.

If an entrepreneur, during his activities in accordance with Article 7 of Federal Law No. 167, makes contributions to the Pension Fund of the Russian Federation, the period of contributions is taken into account in the total length of service and, therefore, upon reaching retirement age, the individual entrepreneur has the right to count on a pension in the general manner with payment from the FBI.

Size in 2020

Federal Law No. 400, which regulates the procedure for pension provision and establishes the amount of accruals, including the FBR, was adopted at the end of 2013, but over several years, due to economic problems and a decline in production, prices for the main groups of products increased, which is why it was a decision was made to index pension benefits depending on the level of inflation.

Minimum

One more fact should be noted: in accordance with the law, social security cannot be less than the established minimum for living, in general in the Russian Federation or in the constituent entities of the Russian Federation. For example, in Moscow the minimum is 10,670 rubles, and in St. Petersburg 9,617.90 rubles.

Consequently, the pension of an elderly person in general, taking into account the fixed payment as well, cannot be lower than the agreed level.

Early assignment of old-age labor pension

An old-age labor pension can be assigned before reaching the generally established retirement age (men 60 years old, women 55 years old).

In accordance with pension legislation, such rights are granted to those established by the relevant law:

professional categories of citizens;
social categories of citizens.

The retirement age for these categories of citizens depends on:

depending on the type of work
required general insurance experience
required experience in relevant types of work.

The retirement age for specific categories of citizens, depending on the type of work, the required general insurance period and the required length of service in the relevant types of work, can be viewed on the Pension Fund website.

Increasing labor pensions for various categories of citizens (awards, titles, etc.)

Labor pensions for long service, disability and survivors may have increased values.

At the same time, the size of the increase in labor pension depends on the specific category of recipients of increased pensions.

Insurance part of old-age labor pension for military personnel

Many military personnel, becoming pensioners at the age of 40-50, continue after leaving military service to work as employees in positions not related to military service.

In this case, the employer makes monetary contributions for him to the insurance (and savings) part of the individual personal account.

As a result, a pension capital is formed on the individual personal account of a military pensioner, which, in accordance with the Law of July 22, 2008 No. 156-FZ “On Amendments to Certain Legislative Acts of the Russian Federation on Pension Issues”), if the necessary conditions occur, is paid to him as the insurance part of the old-age labor pension, with the exception of its fixed basic amount.

The insurance part of the old-age labor pension for military pensioners is assigned subject to the following conditions:

reaching the generally established retirement age: 55 years and 60 years (for women and men, respectively);
the presence of an insurance period of at least 5 years, not taken into account when assigning a pension through the law enforcement agency;
the presence of an established pension for long service or disability, provided for by the Federal Law of February 12, 1993 No. 4468-I “On pension provision for persons who served in military service in the internal affairs bodies, the State Fire Service, agencies for control of the circulation of narcotic drugs and psychotropic substances substances, institutions and bodies of the penal system, and their families";

For certain categories of military pensioners, the insurance part of the old-age labor pension is assigned before reaching the specified age, subject to the conditions for early assignment of the old-age labor pension.

As a general rule, the insurance part of an old-age labor pension is assigned from the date of application for it, but not earlier than from the date the right to the specified part of the labor pension arises.

At the same time, the Law of July 22, 2008 No. 156-FZ “On Amendments to Certain Legislative Acts of the Russian Federation on Pension Issues” provides for the extension of the rules on establishing the insurance part of the old-age labor pension for military pensioners to legal relations that arose from January 1, 2007 of the year.

This means that military personnel who met the listed conditions for the appointment of the insurance part of the old-age labor pension in the period from January 1, 2007 to July 24, 2008 inclusive (i.e., before the date of entry into force of the specified Federal Law), the specified part of the labor pension old age can be assigned from January 1, 2007, regardless of the time of application for it, but not earlier than from the date the right to it arises.

For military personnel whose right to the insurance part of an old-age labor pension arose after the entry into force of this Federal Law (i.e., from July 25, 2008 and later), this part of the labor pension is assigned according to the general rules.

To assign the specified part of the labor pension, you must contact the territorial body of the Pension Fund of the Russian Federation with an application for the appointment of the insurance part of the old-age labor pension and present the following documents:

passport;
insurance certificate of compulsory pension insurance (in case of its absence, the specified document is issued by the territorial body of the Pension Fund of the Russian Federation at the request of the insured person);
certificate of receipt of a long service pension (disability pension) in accordance with the Law of the Russian Federation dated February 12, 1993 No. 4468-1 “On pension provision for persons who served in military service, service in internal affairs bodies, the State Fire Service, and control bodies trafficking in narcotic drugs and psychotropic substances, institutions and bodies of the penal system, and their families,” and periods of service, work and other activities taken into account when determining the amount of a long-service pension (about periods of service preceding the award of a disability pension). The certificate is issued by the authorized body of the federal executive body that provides pensions to persons who have served in military and equivalent service, and members of their families, in the prescribed form;
documents confirming work experience (for example, a work record book, an employment contract, certificates issued by employers or relevant state (municipal) bodies, etc.).

In addition, a military pensioner with periods of work before 2002 can submit documents confirming the average monthly earnings for any 60 consecutive months before 01/01/2002, if this average monthly earnings falls on the period before the registration of the insured person in the compulsory pension system insurance.

Calculation of old age pension

According to the current pension legislation, the amount of the old-age labor pension consists of the insurance and funded parts of the old-age labor pension.

The size of the old-age labor pension = MF + LF, where

SCH - the insurance part of the old-age labor pension

NC - the cumulative part of the old-age labor pension

Insurance part of the old-age labor pension

The size of the insurance part of the old-age labor pension is determined by the formula:

SCh = PC / T + B, where

SC - the insurance part of the old-age labor pension;

PC - the amount of the estimated pension capital of the insured person, taken into account as of the day from which the specified person is assigned the insurance part of the old-age labor pension;

T - the number of months of the expected period of payment of the old-age labor pension, used to calculate the insurance part of the old-age labor pension. When appointed in 2010, it is 192 months;

B - fixed base amount of the insurance part of the old-age labor pension

Calculation of pension capital (PC)

PC = PC1 + SV + PC2, where

PC1 – estimated pension capital, calculated when assessing the pension rights of the insured person as of 01/01/2002;

SV – amount of valorization;

PC2 – the amount of insurance premiums and other revenues to the Pension Fund of the Russian Federation for the insured person starting from 01/01/2002;

Fixed base amount of the insurance part of the old-age labor pension from 04/01/2010

As of 04/01/2010, the total fixed base amount of the insurance part of the old-age labor pension (B) is 2,723.41 rubles per month .

Fixed basic amount of the insurance part of the old-age labor pension:

Citizens who have reached the age of 80 (without dependents) and disabled people of group I (without dependents) 5,446 rubles 82 kopecks per month.

Citizens whose dependents are disabled family members (except for persons who have reached the age of 80 or are disabled in group 1) With 1 dependent - 3,631 rubles 21 kopecks per month With 2 dependents - 4,539 rubles 01 kopecks per month With 3 dependents – 5,446 rubles 81 kopecks per month.

Citizens who have reached the age of 80 years or are disabled people of group I, who are dependent on disabled family members With 1 dependent - 6,354 rubles 62 kopecks per month With 2 dependents - 7,262 rubles 42 kopecks per month With 3 dependents - 8,170 rubles 22 kopecks per month.

Citizens living in the regions of the Far North and equivalent areas The fixed basic amount of the insurance part of the old-age pension is increased by the corresponding regional coefficient.

Citizens without dependents who have worked for at least 15 calendar years in the Far North and have an insurance record of at least 25 years for men or at least 20 years for women (except for persons who have reached the age of 80 or are disabled people of group 1) 4,085 rubles 11 kopecks per month (regardless of place of residence).

Citizens without dependents who have worked for at least 15 calendar years in the Far North and have an insurance period of at least 25 years for men and at least 20 years for women, who have reached the age of 80 or are disabled in group I 8,170 rubles 22 kopecks per month ( regardless of place of residence).

Citizens who have worked for at least 15 calendar years in the Far North and have an insurance record of at least 25 years for men or at least 20 years for women, who are dependent on disabled family members (except for persons who have reached the age of 80 or are disabled 1 group) With 1 dependent – 5,446 rubles 81 kopecks per month With 2 dependents – 6,808 rubles 52 kopecks per month With 3 dependents – 8,170 rubles 22 kopecks per month (regardless of place of residence).

Citizens who have worked for at least 15 calendar years in the regions of the Far North and have insurance experience for men of at least 25, and for women of at least 20 years, who have reached the age of 80 years or are disabled people of group I, who are dependent on disabled family members C 1 dependent - 9,531 rubles 92 kopecks per month With 2 dependents - 10,893 rubles 62 kopecks per month With 3 dependents - 12,255 rubles 33 kopecks per month (regardless of place of residence).

Citizens without dependents who have worked for at least 20 calendar years in areas equated to the regions of the Far North, with an insurance record of at least 25 years for men or at least 20 years for women (except for persons who have reached the age of 80 or are disabled people of group 1 ) 3,540 rubles 43 kopecks per month (regardless of place of residence).

Citizens without dependents who have worked for at least 20 calendar years in areas equated to the regions of the Far North, have an insurance record of at least 25 years for men or at least 20 years for women, have reached the age of 80 or are disabled group I 7,080 rubles 86 kopecks per month (regardless of place of residence).

Citizens who have worked for at least 20 calendar years in areas equated to the regions of the Far North, with an insurance record of at least 25 years for men or at least 20 years for women, who are dependent on disabled family members (except for persons who have reached the age of 80) age or disabled group 1) With 1 dependent – 4,720 rubles 57 kopecks per month With 2 dependents – 5,900 rubles 71 kopecks per month With 3 dependents – 7,080 rubles 86 kopecks per month (regardless of place of residence).

Citizens who have worked for at least 20 calendar years in areas equated to the regions of the Far North, have an insurance record of at least 25 years for men or at least 20 years for women, have reached the age of 80 or are disabled people of group I, who are dependent on established legally disabled family members With 1 dependent - 8,261 rubles per month With 2 dependents - 9,441 rubles 14 kopecks per month With 3 dependents - 10,621 rubles 28 kopecks per month (regardless of place of residence).

Cumulative part of the old-age labor pension

The size of the funded part of the old-age labor pension is determined by the formula:

LF = PN / T, where

NC - the amount of the funded part of the labor pension

PN - the amount of pension savings of the insured person, recorded in the special part of his individual personal account as of the day from which he is assigned the cumulative part of the old-age labor pension;

T - the number of months of the expected period of payment of the old-age labor pension, used to calculate the insurance part of the specified pension. When a pension was assigned in 2010 - 192 months.

Calculation of labor pension for disability

Amount of labor disability pension = PC/(T x K) + B, where

PC - the amount of the estimated pension capital of the insured person (disabled person), taken into account as of the day from which he is assigned a labor disability pension;

T – the number of months of the expected period of payment of the old-age pension. When a pension is assigned in 2010, it is 192 months;

K is the ratio of the standard duration of the insurance period (in months) as of the specified date to 180 months. The standard duration of the insurance period until a disabled person reaches the age of 19 is 12 months and increases by 4 months for each full year of age starting from 19 years, but not more than up to 180 months;

B - fixed basic amount of disability pension.

Fixed basic amount of disability pension from 04/01/2010:

Group I disabled people Without dependents - 5,446 rubles 81 kopecks per month With 1 dependent - 6,354 rubles 62 kopecks per month With 2 dependents - 7,262 rubles 42 kopecks per month With 3 dependents - 8,170 rubles 22 kopecks per month.

Disabled people of group II Without dependents - 2,723 rubles 41 kopecks per month With 1 dependent - 3,631 rubles 21 kopecks per month With 2 dependents - 4,539 rubles 01 kopecks per month With 3 dependents - 5,446 rubles 81 kopecks per month.

Group III disabled people Without dependents – 1,361 rubles 70 kopecks per month With 1 dependent – 2,269 rubles 51 kopecks per month With 2 dependents – 3,177 rubles 31 kopecks per month With 3 dependents – 4,085 rubles 11 kopecks per month.

Citizens living in the regions of the Far North and equivalent areas The fixed basic size of the disability pension is increased by the corresponding regional coefficient.

Group I disabled people who have worked for at least 15 calendar years in the Far North, with an insurance record of at least 25 years for men or at least 20 years for women with disabilities (regardless of place of residence) Without dependents - 8,170 rubles 22 kopecks per month From 1 dependent - 9,531 rubles 92 kopecks per month With 2 dependents - 10,893 rubles 62 kopecks per month With 3 dependents - 12,255 rubles 33 kopecks per month.

Disabled people of group II who have worked for at least 15 calendar years in the regions of the Far North, with an insurance record of at least 25 years for men or at least 20 years for women (regardless of place of residence) Without dependents - 4,085 rubles 11 kopecks per month With 1 dependent – 5,446 rubles 81 kopecks per month With 2 dependents – 6,808 rubles 52 kopecks per month With 3 dependents – 8,170 rubles 22 kopecks per month.

Group III disabled people who have worked for at least 15 calendar years in the Far North, with an insurance record of at least 25 years for men or at least 20 years for women (regardless of place of residence) Without dependents - 2,042 rubles 55 kopecks per month With 1 dependent – 3,404 rubles 26 kopecks per month With 2 dependents – 4,765 rubles 96 kopecks per month With 3 dependents – 6,127 rubles 66 kopecks per month.

Group I disabled people who have worked for at least 20 calendar years in areas equated to the regions of the Far North, with an insurance record of at least 25 years for men or at least 20 years for women (regardless of place of residence) Without dependents - 7,080 rubles 86 kopecks per month With 1 dependent – 8,261 rubles per month With 2 dependents – 9,441 rubles 14 kopecks per month With 3 dependents – 10,621 rubles 28 kopecks per month.

Disabled people of group II who have worked for at least 20 years in areas equated to the regions of the Far North, with an insurance record of at least 25 years for men or at least 20 years for women (regardless of place of residence) Without dependents - 3,540 rubles 43 kopecks per month With 1 dependent – 4,720 rubles 57 kopecks per month With 2 dependents – 5,900 rubles 71 kopecks per month With 3 dependents – 7,080 rubles 86 kopecks per month.

Group III disabled people who have worked for at least 20 years in areas equated to the regions of the Far North, with an insurance record of at least 25 years for men or at least 20 years for women (regardless of place of residence) Without dependents - 1,770 rubles 21 kopecks per month With 1 dependent - 2,950 rubles 36 kopecks per month With 2 dependents - 4,130 rubles 50 kopecks per month With 3 dependents - 5,310 rubles 64 kopecks per month.

Basic pension in 2020

According to the norms enshrined in Article 16 of Federal Law No. 400, the basic basis is calculated for the citizen who applied for registration of a pension automatically, but taking into account the length of service and the presence of dependents, not to mention the disability group or period of work of breadwinners.

Submission rules

Federal Law No. 400 provides for three types of pensions:

by old age;
on disability;
upon the loss of the main breadwinner.

To assign specified types, a certain list of mandatory conditions must be met:

confirm your experience;
presence of disability;
reaching a certain age;
loss of livelihood due to the absence of a breadwinner.

Experience

The length of service when applying for a pension benefit for any of the above-mentioned types of pensions is of decisive importance, affecting the amount of the benefit.

In accordance with Article 8 of Federal Law No. 400, when applying for an old-age pension, you must confirm the presence of fifteen years of employment history. In accordance with Article 9 of Federal Law No. 400, a disability pension will be established regardless of the group of labor loss, but only if there is a minimum length of service. And benefits for the loss of the main breadwinner in accordance with Article 10 of Federal Law No. 400 will be provided, again based on the periods of employment of the breadwinner before death.

If future pensioners do not have work experience, they will be assigned a pension in accordance with Federal Law No. 166. That is, they will be allocated a social pension benefit, which does not imply additional payment in the form of the FBI.

Age

To apply for a benefit that includes the FBI, the future pensioner must confirm not only his length of service, but also reach a certain age, which is important for an old-age pension.

In accordance with Article 8 of Federal Law No. 400, the pension will be calculated only from the age of 60 for males and from the age of 55 for females. Although, on the basis of Article 30 of Federal Law No. 400, a pension can be issued early, but only under the condition of harmful length of service or other circumstances that imply work in conditions deviating from the norm and excessive workload.

For persons who apply for a pension due to limited ability to work or the loss of their main breadwinner, there is no age limit, given that citizens can lose their ability to work or lose a loved one at any time.

Is the mother's alimony calculated from her son's pension? Information is in our article. What is an additional corporate pension? See here.

How is the municipal long-service pension calculated in 2020? Find out here.

Documentation

In accordance with Part 6 of Article 21 of the Federal Law, the establishment of a pension of any type, as well as a fixed part, is made only after submitting a package of documents approved by Order of the Ministry of Labor No. 958n.

You must submit to the Pension Fund at your place of residence:

passport;
document confirming periods of work;
disability certificate and supporting medical certificate. documentation;
marriage and birth certificates;
certificate of earnings at the place of work;
certificate of family composition;
certificate of place of residence;
a certificate confirming the absence of pension accrual for other reasons.

In particular, to confirm the maintenance of dependents or the loss of a breadwinner, documents of the specified persons are required about their identity and financial condition, not to mention the place of residence, which is necessary to receive a pension in any case.

Accruals

The determination of the future pension amount is made only after checking the submitted documents for authenticity and confirmation of work experience in accordance with Article 14 of Federal Law No. 400.

In this case, accrual is made from the date of registration of the application with the package of documents listed above, despite the fact that the verification can last up to three months.

Calculation

Initially, a fixed part in the minimum amount is accepted for calculation, that is, 4805.11 rubles, then, depending on the confirming data from the FBI, it can be increased.

Eg:

If there is 1 dependent, say the same disabled child, the base portion will increase by 30%.

4805.11 + (4805.11 x 33.33%) = 6406.81 rubles.

If we are talking about northern experience, then the basic part will increase by 50%:

4805.11 + (4805.11 x 50%) = 7207.67 rubles.

Recalculation

As a rule, the pension, including the basic one, is established at the time of registration, taking into account the data recorded in documents.

But after several years, life circumstances may change, and therefore there will be grounds for recalculating the basic benefit.

In accordance with Article 18 of Federal Law No. 400, the size of the FBR can be changed at the request of the pensioner himself if he has the right to receive this type of pension on two grounds simultaneously.

Also, the amount of the FBR can be recalculated if the pensioner has taken care of a close relative recognized as disabled.

And of course, the FBI will be changed, but automatically for a pension from the age of eighty, which now amounts to 9,610.22 rubles.

Who is entitled to a disability insurance pension? At what age do teachers retire? Find out here.

Basic pension amount

Advice from lawyers:

1. What is the size of the basic pension in 1990?

1.1. There was no basic pension in 1990. The average pension was approximately 120 rubles.

Did the answer help you?YesNo

Consultation on your issue

Calls from landlines and mobiles are free throughout Russia

2. Please write the amount of the basic disability pension 2 gr.

2.1. Good day! For 2020 - 5,334.19 rubles With respect to Yartseva I.N.

Did the answer help you?YesNo

3. Will the basic pension amount be increased in 2020?

3.1. Good afternoon, dear Valentina If you are promoted, you will find out about it, for now these are only projects. Good luck to you and your loved ones.

Did the answer help you?YesNo

4. I am a laureate of the USSR State Prize. I am 90 years old. Naturally, I don’t work. I know that I am entitled to an additional payment of 330% of the basic pension. What is the “basic part of the pension”, what is its size? Thank you.

4.1. Only you will find out in the pension fund that the basic insurance is most likely.

Did the answer help you?YesNo

5. Grandmother was awarded the Order of Lenin; she did not receive payments from 2002 to 2020! Because I was not informed! We found out about this completely by accident! Now she is paid a supplement to her pension in the amount of 330% of the basic part! Is it possible to get the money back for the entire period? Thank you.

5.1. Good afternoon In Russia, the outstanding merits of citizens who have received awards at the state level for their activities are recognized. In these cases, additional transfers are required in addition to pension benefits. Regulation of such payments is carried out according to Law No. 21 of March 4, 2002, including holders of the Order of Lenin. The amount of the surcharge is set depending on the status of the recipient. 330% of the social pension - holders of the Order of Lenin. The additional payment is calculated on the basis of social security. Its value is fixed, valid for a year and set at the federal level. Every year, the social pension is indexed according to changes in the cost of living. In 2020, the amount of social security is 5304.57 rubles. This amount is used to calculate payments from April. The increase was 2.4%. Additional payment for merit is not due under the following circumstances: the citizen has a place of work; after deprivation of titles. To receive additional payment, the following documents are required: application. Certificates, certificates and other certificates that confirm the applicant’s preferential status. If a citizen does not have the necessary documents, then it is allowed to provide certificates issued by the Office of the President of the Russian Federation, certified by a seal, or confirmations from archival organizations. To receive social benefits, monthly material payments or additional cash support, the applicant must provide a package of supporting documents and an application to the local Pension Fund department. Payments are made from the beginning of the next year.

Did the answer help you?YesNo

6. In 2005, I was assigned disability group 2, 3 degrees. Am I entitled to an additional payment to my pension upon reaching 80 years of age due to the increased fixed base amount of the insurance part of the labor pension?

6.1. Yes, if it is an old-age pension, and no, if it is a disability pension. Federal Law of December 28, 2013 N 400-FZ (as amended on March 6, 2019) “On Insurance Pensions” Article 17. Increasing the fixed payment to the insurance pension 1. For persons who have reached the age of 80 or are disabled people of group I, an increase in the fixed payment is established to old age insurance pension

in an amount equal to 100 percent of the amount provided for in Part 1 of Article 16 of this Federal Law

Did the answer help you?YesNo

7. I am a working pensioner receiving a pension from 10.2016 and from January 2014 to February 2014 I worked in the Far North region, everything is indicated in the order when accruing to me they calculated 02/01/2016 - 4558.93 rubles and they should calculate the base part of the pension in the amount of 5865.52 RUB as I understand most of the experience in the CS.

7.1. Not clear question. The place of work of a working pensioner does not in any way affect the amount of the pension he receives, except for changes in August, when the pension is recalculated based on the results of deductions of insurance contributions by the employer for the last year.

Did the answer help you?YesNo

8. Two days are missing from 15 years of northern work experience; therefore, the pension fund does not apply the northern coefficient of 60 percent to the basic part of the pension. What can be done? Sue?

8.1. The court has nothing to do with it. The missing experience can be purchased in the pension fund.

Did the answer help you?YesNo

9. 06.2014 I was accrued a pension in the amount of 6061 rubles, of which the base amount was 3910 rubles 34 kopecks, the insurance amount was 2150.66. the total length of service was 33 years 2 months 21 days, the insurance period was 34 years 10 months 17 days. The average salary for 60 months (from July 1982 to October 1988 inclusive) was 161 rubles 73 kopecks. From these data, what should my real pension be and how to calculate it? Thank you in advance.

9.1. Hello. Calculations with document preparation are a paid service.

Did the answer help you?YesNo

10. Pension. Hello! I read from you that the amount of the basic old-age pension is 4982.9, and I was assigned the amount of the insurance pension of 2858 rubles. 42 kopecks Did I misunderstand something? Hello! I read from you that the amount of the basic old-age pension is 4982.9, and I was assigned the amount of the insurance pension of 2858 rubles. 42 kopecks Did I misunderstand something?

10.1. Good afternoon Lyudmila Vasilyevna, the size of the fixed (basic) part of the old-age pension is 4982.90, but the size of the insurance part of the pension is different for everyone and depends specifically on length of service, salary and the amount of insurance contributions.

Did the answer help you?YesNo

11. On January 22, 2020, I turned 80 years old. I receive an old-age pension and am disabled 2 degrees. For some reason, in February I received a pension in the same amount as in January, although I know that the basic pension should have been doubled. What should I do?

11.1. Good afternoon Liliya, contact the pension fund, there may be an error in the date of birth in the pension fund, the recalculation should be from January 22, 2020.

Did the answer help you?YesNo

12. The amount of the basic part of the labor pension in the event of the loss of a breadwinner: 1. orphans 2. other disabled family members of the deceased breadwinner.

12.1. Federal Law of December 17, 2001 N 173-FZ (as amended on June 4, 2014, as amended on November 19, 2015) “On Labor Pensions in the Russian Federation” Article 16. Amounts of labor pensions in the event of the loss of a breadwinner.

Did the answer help you?YesNo

13. When calculating the pension, the years of study were not counted in the length of service, as well as one strange question, is this an error in the law or does everyone calculate in their own way the basic part of the labor pension in the amount of 450 rubles. subtracted - what is the base value after that?

13.1. Hello, Check the information with the pension fund, lawyers do not calculate pensions. I wish you good luck and all the best!

Did the answer help you?YesNo

13.2. Good evening! Not all years of study count towards experience. Only if there was work activity before studying and contributions were deducted. There can be no mistakes in the law. That's why he is the law. Errors may occur in the application of the law.

Did the answer help you?YesNo

Consultation on your issue

Calls from landlines and mobiles are free throughout Russia

14. Tell me, my husband retired due to length of service and he has a dependent minor daughter, she is only 16. They gave him a pension supplement of only 1-500 rubles. But the article says that the payment is increasing; the base amount is 4805.11 I don’t pay attention, so that means the pension fund is deceiving us?

14.1. Good afternoon. The husband’s pension payments were made correctly... While she is in full-time education and upon reaching adulthood, he will be accrued this bonus...

Did the answer help you?YesNo

14.2. Hello! Nobody is deceiving you. The fixed part of the pension is 4805.11, 1/3 of this amount is paid per child - 1601.70 rubles.

Did the answer help you?YesNo

15. Retired in 2011 due to age. The basic pension amount is 6261 rubles 67 kopecks. Two children: born in 1975 and 1978. Now the pension with all allowances is 9400 and kopecks. Can I count on recalculation?

15.1. Good day! You need to contact the Pension Fund of the Russian Federation for a recalculation if you did not have parental leave included in your experience. But the recalculation is not always upward. Best wishes.

Did the answer help you?YesNo

15.2. Hello, you can contact the Pension Fund for recalculation of pension points taking into account maternity leave. 1 child = 1.8 points 2 children = 3.6 points 1 point = 78.58 rub.

Did the answer help you?YesNo

16. I recently learned that, as a veteran of the military service, I am entitled to an increased pension in the amount of 32%. How much is this bonus calculated? The pension fund of our Ministry of Internal Affairs explained that the extra money goes towards the basic pension, i.e. 5000.

16.1. Good afternoon Contact us in writing

You can contact the PF for clarification and receive a written response through their website. There is no established application form. It is written in free form, outlining and explaining the circumstances of the case. From whom, your address and telephone number, to whom (full name or name of organization, position), what, where, when, what you are asking for or what you want to know... Date, signature.

Did the answer help you?YesNo

16.2. • Hello, everything was explained to you absolutely correctly, the supplement goes only to the basic pension, you have the right to contact a higher-level pension fund for clarification. I wish you good luck and all the best!

Did the answer help you?YesNo

17. The basic part of the pension today is 4805.11 rubles. For a pensioner who has reached the age of 80, to calculate the additional payment as a State Prize laureate, the size of the basic part of the pension is greater or the same.

17.1. Hello, pension is an individual concept. You need to raise your personal pension file with the Pension Fund. I recommend that you file a complaint with the prosecutor’s office in your area. Let them check the legality of accruing your pension and give you a written answer.

Did the answer help you?YesNo

18. The amount of the basic part of the labor pension for a pensioner who has reached 80 years of age and has the title of State Prize laureate.

18.1. Each citizen's benefit consists of two parts - a fixed part in the amount of 4823.35 rubles and the amount earned during the period of employment. When a pensioner reaches 80 years of age, the fixed part of the payment increases by 100%.

Did the answer help you?YesNo

19. What is the size of the basic part of the pension for a person who has reached 80 years of age, taking into account the MKS?

19.1. Today there is no concept of a basic part of a pension. There is a fixed part of the pension, which is equal to 4805.11 rubles. For pensioners over 80 years of age, the fixed portion is paid in double amount.

Did the answer help you?YesNo

20. What benefits does a pensioner have who left under Article 27.1 + works in the RKS, working until 2002? How long must the insurance period be according to list number 1 in order for the basic pension to be increased?

20.1. Work experience under List 1 only gives the right to early assignment of a pension; the right to increase the fixed payment to the insurance pension does not arise. An early insurance pension is assigned to men upon reaching the age of 50 years and women upon reaching the age of 45 years, if they have worked, respectively, for at least 10 years and 7 years 6 months in underground work, in work with hazardous working conditions and in hot shops and have insurance experience, respectively. at least 20 years and 15 years. If these persons have worked in the listed jobs for at least half of the period established above and have the required duration of insurance experience, an insurance pension is assigned to them with a reduction in the age established by Article 8 of this Federal Law by one year for each full year of such work - for men and women.

Did the answer help you?YesNo

Can the fixed basic pension increase with 10 years of northern service?

I worked in an area equated to the Far North in the city of Komsomolsk-on-Amur for 10 years, including 2 years in the central labor center in 1997-1998.

Are all non-working pensioners entitled to pension indexation by 5.4% from February 1, 2017, or does it depend on the size of the basic pension?

He retired in 2014 at age 56. I have incomplete northern experience for 12 years.

When calculating my pension, I have incomplete northern experience, what is the fixed base amount?

The fixed basic amount of the insurance part of the pension doubles upon reaching 80 years of age. Can it not be doubled for a group 2 disabled person with 38 years of northern experience?

I have been a non-working pensioner since June 25, 2012. I registered for disability, and since June 2013.

“I had an increased fixed basic amount (FBI) of the insurance part of the pension, taking into account my dependent spouse.

What was the average salary in the country in 2007 in Russia for calculating pensions?

Can an increased fixed basic pension be established if the wife’s pension is 15,780 rubles, the husband’s is 13,200 rubles, and we live in the Primorsky Territory?

My husband and I are disabled groups 2 and 3, we have a minor son. what additional payment should be established for everyone when calculating a pension.

FAQ

What benefits can you receive?

As a rule, for pensioners, a list of benefits is developed at the regional level, depending on financial capabilities.

The most common are:

50% compensation for utilities;
compensation for travel within the city on public transport;
services at the clinic free of charge, including examination;
financial assistance in case of an emergency;
funeral assistance;
a number of additional payments.

At the federal level, a pensioner can count on labor benefits, such as:

vacation without pay (in accordance with Article 128 of the Labor Code of the Russian Federation);
tax benefits (exemption from them upon receipt of lump sum payments in accordance with Article 217 of the Tax Code of the Russian Federation);
tax deductions - on the basis of Article 218 of the Tax Code of the Russian Federation.

Why was it canceled for military personnel?

According to Article 10 of Law of the Russian Federation No. 4468-1, military personnel do not make contributions to the Pension Fund during their service. The state carries out this procedure for them.

Consequently, upon retirement, employees are paid benefits from the FB, and not from the Pension Fund of the Russian Federation and, naturally, without the FB.

What calculations are based on the base value in Belarus?

Why does an ordinary citizen of the Republic of Belarus need to know what the basic value is and what its current size is? Because this indicator is used to calculate:

social benefits (unemployment benefits, other payments to the unemployed);
mandatory contributions to the republican budget (fees to the court, registry office, BTI and other organizations);
traffic police fines;
some taxes (craft tax, dog tax, etc.);
bonuses in some government organizations (for example, payment for health improvement);
payment for public rental housing or for a hostel.

The basic value in 2020 determines the quantitative indicators of about 200 regulatory acts of the Republic of Belarus. Since 2014, BV has not affected rental rates.