Regional assistance
Subsidies directly depend on the size of the budget.
The status of large families is not spelled out at the level of all-Russian law, so local authorities support them at their own discretion. All previously approved payments that were in effect in 2020 are transferred to 2020.
Table 1. Additional assistance for 3 children in the regions, selectively
Subject | Amount, rub. |
Sakhalin region | 150 000 |
Amur region | 25 000 |
Yaroslavl, Saratov region. | 20 000 |
Kaliningrad region | 10 000 |
Krasnodar region, Kursk and Kostroma regions. | 5 000 |
In Moscow and Moscow Region there is no regional maternity capital for 3 children, but parents can receive 164,630 rubles. provided that they are under 30 years of age. Also, at birth, a one-time allowance of 14,500 rubles is issued.
In St. Petersburg in 2020, a lump sum payment of 51,842 rubles is paid. However, you can only spend them on goods for children. Local maternity capital in the Leningrad region. is 117,360 rubles.
In the near future, the Government of the Russian Federation plans to level out some social benefits intended for the birth of the third and subsequent children and consolidate them at the federal level.
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Differences between federal and regional maternity capital
The payment offered at the federal level can be issued by any Russian citizen, regardless of place of residence. It has the same size for all citizens, and is also issued in the same way. It can only be directed at a limited and strictly fixed number of targets.
At the regional level, authorities often additionally offer a second maternity capital, prescribed at the birth of the second, third or subsequent babies. Such payments have different sizes and purposes.
The rules for their registration differ in different regions, so citizens must independently contact the local administration to obtain accurate information about the registration of this support measure.
On average across the regions, maternity capital is paid upon the birth of a third child, and its size varies from 50 to 150 thousand rubles.
This unique support measure is proposed in the following constituent entities of the Russian Federation:
- the authorities of St. Petersburg allocate 47 thousand rubles. for the third baby;
- in Ufa and Bashkortostan 453 thousand rubles are offered, which is considered a very high payment;
- the administration of the Nenets Autonomous Okrug issues 366 thousand rubles to families with three children, but citizens must live in the region for at least three years;
- in Kostroma, 300 thousand rubles are issued, but the money can only be used to pay off a mortgage or as a down payment on a targeted housing loan.
Sometimes the local administration offers not only a one-time payment, but also monthly benefits. This is especially true for low-income or single-parent families. Typically, a large payment for regional maternity capital is offered in regions with low birth rates.
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1'500'000 for 3 children: changes and latest news for 2020
This bill actually existed and was considered back in 2015 by State Duma deputies. However, it was not accepted by the parliamentarians, so the bill was rejected. Currently, there are still rumors that these funds will be paid for the third child or for the birth of children by women under 35 years of age.
But in fact, only the latest changes to the federal law, which were signed by the president back in 2020, are in effect this year. According to them, the following was decided:
- Extend the program until 2022.
- Add a fifth target direction, thanks to which certificate holders were given the opportunity to receive cash in the form of monthly payments.
- Allow funds to be used for the education of children at any time, and not only after reaching the age of 3. Thanks to this, parents were able to use these funds to pay for the care and maintenance of a child up to 3 years old.
The rest of the planned innovations were not adopted, so you should not believe the rumors that are actively spreading among the people.
Registration procedure
To obtain MSC you need to use the following sequence of actions:
- take a birth certificate;
- register a newborn;
- obtain Russian citizenship;
- fill out the appropriate application.
In addition, in addition to registering the newborn at the registry office and at the place of residence, you need to obtain other documents. Thus, copies of the passport and birth certificates of all offspring will be required.
Additionally, the Foundation establishes a list of documents on an individual basis.
When adopting, you must provide documentation that confirms this fact. Upon the death of one or both parents, the body providing benefits also individually decides on the possibility of receiving it.
Maternal capital is valid indefinitely. After submitting the documentation package to the Pension Fund, the application is registered in a special journal for 15 days.
As a result, after a month the parent receives a certificate of entitlement to government assistance in the form of a certificate.
You can use the funds only three years after the birth of the baby, but there are cases when this is allowed earlier, for example, if it is necessary to pay off a mortgage or take it out to meet housing needs. We wrote about this in more detail in another article.
In addition, you can get additional help in the form of regional maternity capital. The amount and conditions for receiving it in each region are determined individually.
Support can be provided in the form of a subsidy, gubernatorial assistance, or a plot of land. These programs are valid only in the territory of specific administrative units.
Benefits can also be used for repairs or purchase of real estate, treatment or education of a child.
You also need to take into account the specifics of using the funds. They are issued for specific needs, so you won’t be able to spend them on third-party purposes.
The certificate does not have a validity period, and it is not subject to tax, but in its application the benefit implies strict restrictions:
- payments are made through non-cash transactions;
- funds are spent purposefully;
- any expenses are possible only upon concluding an agreement.
These requirements help prevent parents from unlawfully spending money for their own purposes.
As already mentioned, maternity capital should be aimed either at improving living conditions, or at obtaining an education for the child, or at forming the mother’s future pension (read how to transfer funds to the Pension Fund here). There is also the opportunity to spend it on treatment or rehabilitation of a child with a disability.
In this case, the money is not issued in cash, but is transferred to the account of an organization that provides the necessary services, for example, a bank issuing loans, a construction company, an educational or medical institution.
All these operations are carried out by the Pension Fund in cashless mode.
Thus, you can receive money from maternity capital at the birth of your third child.
But the federal program is shown only once, so if it was received when the second baby was born, it is no longer required.
In other cases, you need to study all the conditions and procedure for obtaining benefits.
The procedure for registering family capital
Many people don't know. But the procedure for assigning maternity capital to the third offspring does not differ from similar actions in relation to the second child. The parent submits the corresponding application to the Pension Fund in one of the following ways:
- Personal appeal to the Pension Fund.
- Visit to the multifunctional center.
- Using the State Services portal.
- Through your personal account on the website of the Pension Fund of the Russian Federation.
To make payments online, the applicant will need to register and log in to the State Services portal. To do this you will need to enter your username and password. After this, the citizen will be taken to his personal account, from where he will need to select a specific service. Similar steps should be performed to fill out an electronic application on the website of the pension department.
If all fields are successfully filled out and accurate data is provided, the beneficiary will need to visit the Pension Fund branch and bring the original documents. Five days are allotted for this. At the same time, the electronic method of submitting an application allows you to make an appointment at a specific time so as not to stand in line.
Important! When applying in person, similar conditions must be met. To get to the department you will need to make an appointment in advance or stand in line.
What documents are needed to register maternity capital?
To obtain a state certificate for maternity capital, you will need the following documents:
- application for a certificate for maternal capital;
- passport of a citizen of the Russian Federation;
- birth certificates of all children; for adopted children - adoption certificates;
- documents confirming the Russian citizenship of the child(ren) born or adopted after January 1, 2007 - for second and subsequent children, or starting from January 1, 2020 - for first-borns or for second and subsequent children for registration additional payments for the second child;
- identification documents and confirming the place of residence and powers of the legal representative or authorized representative - if the application will be submitted by a representative of the applicant.
When will I receive the certificate?
The application is considered within 15 days, but not more than a month, and as a result a decision is made to issue a certificate or to refuse to issue it. No later than one day from the date of the decision, the Pension Fund will send you a corresponding notification.
The certificate can be issued on paper or in the form of an electronic document:
- a paper certificate is issued on a strict reporting form;
- the certificate in the form of an electronic document is signed with an enhanced qualified electronic signature of an authorized official of the territorial body of the Pension Fund of the Russian Federation.
What can you spend your money on?
When receiving maternity capital for their third child, parents will be able to use the funds only for a limited number of purposes.
These include:
- Purchase or construction of housing. This direction is considered the most popular, since the money can be used to build or purchase residential real estate. It is even allowed to repay a targeted housing loan. The main condition is that the purchased object is registered not only in the name of adult family members, but also in the name of minors. Therefore, parents will not be able to sell the purchased property without first obtaining permission from the guardianship authorities. This condition is necessary to protect the rights of children. If it is planned to build a residential building, then the money is allocated in two stages. When a contractor is involved, the funds are transferred to the company’s account.
- Increase in mother's pension. The funds are sent to the NPF account to increase the woman’s future payment. But if the mother is deprived of parental rights, then she will not be able to take advantage of this method of using maternity capital.
- Purchasing goods for disabled children. Only items necessary for rehabilitation and adaptation are selected. Such purchases are confirmed by official payment documents. Money is issued as compensation or transferred to the seller’s account.
- Children's education. The money is allowed to be used to pay for the education of all minors. Funds are transferred to the accounts of kindergartens, colleges, lyceums, sections, clubs or universities. To receive money, the PF representative is given an agreement signed with the selected institution, as well as a payment schedule and account details.
Attention! If citizens participate in illegal schemes designed to cash out funds using a certificate, then they are held accountable and also return the money received
Paying off your home mortgage
Parents with many children are entitled to another type of subsidy. We are talking about one-time compensation or maternity capital for the 3rd baby. The regulatory framework for providing such state support includes Federal Law No. 157, adopted on July 3, 2019, and Government Resolution No. 1170, which approved the rules for calculating payments. Applications for reimbursement began to be accepted on September 25, 2019.
The purpose of financial assistance is to partially cover the costs of purchasing your own home. However, funds can only be used to pay off mortgage debt. The mechanism of state assistance looks like this:
- The subject selects a property.
- At the next stage, a loan agreement for the purchase of a home is concluded. The fulfillment of the agreement is secured by a mortgage.
- After the right to compensation arises, the borrower contacts the bank to credit funds to the debt.
The amount of compensation is 450,000 rubles. You can use the money after the birth of your 3rd child. If the parents did not apply after the birth of the third baby, this can be done when the fourth or subsequent baby appears.
Question:
Can I get 450,000 in my hands and pay for the purchase of the apartment that my aunt is selling?
Answer:
Cash withdrawal is not provided for by law. However, you have the right to purchase an object on the primary or secondary market, as well as through the mechanism of equity participation in construction. The program also covers reimbursement of expenses for the purchase of a house with land or just a plot with subsequent development. However, in all these cases, you will first have to take out a loan, buy housing with this money, and only then receive a payment from the state.
Only citizens of the Russian Federation whose third offspring was born from 01/01/2019 to 12/31/2022 can become a recipient of compensation. The agreement with the bank must be concluded before the end of June 2023.
Important! If the loan balance is significantly less than 450 thousand, it is not profitable to use the right to assistance. In such a situation, the borrower is credited only with the amount needed to fully repay the debt, and the rest of the money is simply returned to the state
Do they give
The rules for issuing, receiving and using state subsidies for the birth or adoption of a second, third, and so on child are regulated by Federal Law No. 256.
In accordance with Article 3 of this regulatory act, the right to receive a state subsidy in the form of maternity capital is received by:
- women who gave birth to a second child after January 1, 2007 (the start date of the federal program for supporting families with children); women who gave birth or adopted a second, third, and subsequent children; also after January 1, 2007; men who are the sole adoptive parent of the second, third, and so on child after 01/01/2007
Under certain conditions, the right to receive maternity capital passes to the father of the family or the child after whose birth such a right arose.
If you have already received for the second
Maternity capital allocated from the federal budget is issued only once. If parents exercised the right to receive a subsidy at the birth (adoption) of a second child, then after the birth (adoption) of a third child this support measure is not available.
If you haven't received it before
If maternity capital was not received at the birth (adoption) of a second child, then you can use state support at the birth (adoption) of a third child.
The reasons why parents did not use maternity capital after the birth of a second baby in the family may be:
- The birth (adoption) of children before 01/01/2007 is a personal desire. Receiving a subsidy is not the responsibility of families after the birth/adoption of a child. You can use the state support measure only at your own request.
The right to receive maternity capital passes to the child’s father if the mother:
- died declared dead by judicial authorities (regardless of the reason) deprived of parental rights committed a crime against a child for whom state support funds were allocated
The father, like the mother, can only count on receiving a subsidy once. If for some reason the certificate was not received earlier, then the right to use state support arises after the birth/adoption of the third baby.
Regional
Most regions of the Russian Federation issue regional maternity capital to mothers (fathers) after the birth or adoption of children.
The main differences of the subsidy are as follows:
- the rules for the issuance and use of subsidies are established by regional regulations; the amount of the subsidy is also regulated by local legislation and, as a rule, does not exceed 150,000 rubles; the right to receive funds may arise several times, after the birth (adoption) of the second, and third, and so on baby. In some regions, the subsidy is provided only after the birth of the third or subsequent children. For example, in the Republic of Tyva, money is issued only for the fifth and so on child; you can use the money for the purposes established by the laws of the region. In most cases, the money can be used for any need for the benefit of the child's family. Federal capital is intended only for the purposes specified by Federal Law; you can use the money immediately after receiving a subsidy; the use of public money is permissible after the child reaches 3 years of age. The exception is the use of maternity capital to improve living conditions
For 4 and subsequent children
Maternity capital, issued from the federal budget, can be obtained both at the birth (adoption) of the fourth and at the birth (adoption) of the fifth child, provided that this right has not been used earlier.
Single mother
Similar rules apply to single mothers. Substantial support for the birth of the third and subsequent babies to single mothers, as a rule, is provided by regional authorities.
Social benefits can be registered with the territorial social protection authority.
What exactly is such a program?
The purpose of the innovation was to attract the population to improve the demographic situation in the Russian Federation by increasing the birth rate throughout the country.
This involvement was justified by the existence of material support for those families in which, after the introduction of the program, a second and (or) subsequent children were born.
The use of funds received into families' accounts is sharply limited by the mechanism for issuing them (upon presentation of the appropriate certificate) and the possibility of directing them for purposes specified in the text of the legislative act.
To use this mechanism, it does not matter whether such a child is his own .
Which, undoubtedly, also allows us to develop an adoption program and reduce the critical situation with children left in the care of the state in institutions specially created for this.
How to get maternity capital for a third child - step-by-step instructions
Methods of receipt may vary based on the rules established by internal laws.
Step 1. Obtaining documents for the child after his birth. It is required to issue a SNILS and a birth certificate.
Obtaining documents for a newborn child
Step 2. Contact the responsible authority to write an application for payment. This is the social benefits department in 95% of cases, but it may be different, so it is worth checking the information in advance. The list of documents is also changing.
The social payments department deals with issues related to the issuance of maternity capital.
Step 3. Review of the application within 30 days. This is a standard period regulated by federal law. During this time, employees must check the documents for authenticity and make the required inquiries about the candidate.
It takes specialists about a month to review your application.
Step 4. Providing a certificate or payment.
Maternity capital can be issued in the form of a certificate or cash
Who can receive maternity capital
Requirements for families may vary, but usually boil down to the following:
- Russian citizenship for all family members;
- mother's age up to 35 years;
- a certain number of years of residence in a specific subject of the Russian Federation;
- having three children.
Family with three children
You need to find out more accurate information from the social benefits department. They will advise based on the specifics of local laws.
Sometimes candidates must be low-income. The method for obtaining this status will be described below. It is also required to obtain the status of a large family in advance. This status provides several benefits for utility bills, public transport, and more.
The presence of a disabled child in the family allows you to apply for a disability pension issued from birth
Documents for maternity capital
The package of documents may include various papers, but you definitely need to provide:
- passports of all family members;
- certificate of family composition;
- marriage and birth certificates;
- certificate of receipt of the status of a large family;
- details for transferring money.
Providing documents for obtaining regional maternity capital
If we are talking about a report on the money spent, then it is worth considering all the nuances in more detail.
Table 2. Documents for reporting on spent maternity capital for 3 children
Situation | Documentation |
Buying a house/apartment or buying a plot to build a house | -contract of sale; - papers for the object confirming that it is located on the territory of a constituent entity of the Russian Federation; -invoices, checks, acceptance certificates. |
Teaching children | -license of an educational institution; -agreement with an educational institution; -certificate that the child is actually studying. |
Rehabilitation of a disabled person | - a certificate from a doctor with what the child needs to undergo rehabilitation; - payment receipts. |
Buying a car | -agreement with a car dealership; - papers for the car. |
Thus, it is worth clarifying in advance what exactly will need to be provided in a particular case, so that you do not have to contact the responsible authority several times.
In order to take part in the program for improving housing conditions, you must consult with the housing inspection staff
If you are to be recognized as in need of improved housing conditions, you must consult with employees of the housing department of the district administration about how to register and what documents are required for this. They will provide full information support, which will allow you to understand how much you can qualify for payments from the budget.
Maternity capital for the first and second child.
Since the beginning of 2020, families whose first child was born receive maternity capital in the amount of 466,617 rubles.
Vladimir Putin, addressing the Federal Assembly, proposed paying maternity capital for both the first and second child. The amount for the second will be equal to 150,000 rubles, for families who have already received maternity capital for their first child.
If the family or mother did not receive payment for the first, then at the birth of the second child she receives 616,617 rubles.
But the date of birth of the second child is after January 1, 2020.
What is maternity capital and who is entitled to it?
Maternity capital is a state-level program, according to which families with more than one child receive financial support.
This applies not only to born children, but also to adopted children. Funds can only be used for specific areas, including the following:
- improvement of housing conditions: purchase or construction of housing, obtaining a mortgage;
- payment for the education of offspring;
- formation of the funded pension part of the mother;
- rehabilitation of a disabled child.
You can use payments for several of these points at once. Maternity capital can also be used in parts. It is not issued in real money.
Usually a corresponding certificate is issued for a woman, but there are exceptions. Thus, a man can draw up documents for himself if his mother has passed away or lost her parental rights. Read about who is eligible to receive these funds here.
It is also necessary to take into account that funds allocated for state support can be used when the child reaches the age of three.
The only exception is when a family purchases real estate with a mortgage. In this case, the subsidy can be used both for making current payments and for the initial loan.
Until what year inclusive did you extend maternity capital?
The final date is the last day of 2020. But in fact, this is not the end date of the entire project as a whole, but only the termination of the issuance of certificates for children born after.
If a second or third child was born or adopted into your family before the end of this period, then you can submit documents for an unlimited time to receive the financial assistance due to you.
The official website of the Maternity Capital program is a mirror of everything that happens to it. It displays all the information about the year until which maternity capital was extended - about the validity period, the amount of payments, indexation, etc.
Who has the right to receive maternity capital funds?
Who exactly is given maternity capital for the 3rd child:
- Mothers who gave birth or adopted a third child no earlier than 2007, and who had not previously received any other government support. You cannot receive maternity capital for 3 children if you received it for the second.
- Men who adopted a third child.
- Fathers with children left without a mother due to her death or deprivation of maternal rights.
It is possible to receive this money only three years from the date of issue of the state certificate. That is, not earlier than when the child reaches three years of age. Of course, there are also special conditions that must be met in order to receive maternity capital for 2 children and for 3 children. Among them, the main ones should be noted:
- anyone wishing to receive help from the state must have Russian citizenship at the time of birth or adoption of the third small member of the household;
- an adopted or born child must also have all the rights of a citizen of the Russian Federation;
- the appearance of a child in the family must occur no earlier than the first day of 2007 and no later than the last day of 2020.
Despite the fact that this year the conditions have remained unchanged, it is still necessary to double-check whether the family meets all the requirements before going to the Russian Pension Fund. After all, without having the necessary documents with you, it will be impossible to get help. You should take the following with you:
- An application in a special form, which indicates detailed information about the applicant.
- Providing the original and photocopy of the passport. Here you also need to provide a copy of the page that displays information about the children.
- Birth or adoption certificate; original and photocopy are also needed here.
It is important to remember that the presence of a document for an adopted person is strictly necessary. You may also need a marriage certificate, a pension insurance certificate, as well as a document confirming the fact that the child born is a citizen of the Russian Federation in the case where neither of the parents has Russian citizenship
Without the documents listed above, it is simply impossible to obtain maternity capital for the birth of a third child. To clarify the required documents, you should personally contact the Pension Fund, which will provide the most complete information about the documents required at the moment. Their number may vary depending on the region of residence.
It is important to remember that in the event of the death of the mother, or as a result of a court decision depriving her of parental rights, the certificate can be obtained and used by the father. Of course, the same strict limits apply to spending money.
In this regard, the list of required documents is supplemented by a death certificate or a court decision on deprivation of parental rights. It is also possible to provide a document about the commission of illegal actions by the mother against her child.
What's new? Matkapital for 2 children 2020: changes, amount, how to get a certificate
2020 brought significant changes to the maternity capital system. Yuri Kapshtyk said that now a targeted payment is also due for the birth of the first child. Newly made mothers and fathers can count on 466,617 tr. from the state. The amount of maternity capital for 2 children in 2020 is 616,617 rubles. The third born or adopted baby will bring the family not only the status of a large family, but also 450,000 rubles, which can be spent on paying off the mortgage. Moreover, there is no need to rush - payments will last at least until 2026.
Thus, now parents or adoptive parents acquire the right to receive maternity capital from the moment the first child is born or adopted. To do this, applicants should contact the local branch of the Pension Fund of the Russian Federation, whose representatives will make a decision and issue a certificate. Documents you will need are a passport, birth certificates of children and a statement indicating the purpose for which you plan to spend the funds received.
Changes in 2020
This year the subsidy amount remains the same. When a second baby is born, the family receives the right to 453,026 rubles (Article 6 of Federal Law No. 256).
It was initially planned that the size of the family capital would grow from year to year. But so far this trend has not been noticed. The state is saving budget funds, so indexation has been frozen. Government authorities may return to the issue of increasing the amount of payments in 2020.
You cannot use maternity capital for your third child as you please. The law strictly defines the purposes for using funds.
You can select one of the following:
- Solve the housing problem.
- Transfer money to create the funded part of the child’s mother’s pension.
- Pay a fee for keeping your child in a preschool.
- Pay for the services of a private child care provider. To do this, the organization must have the appropriate license.
So now mothers don’t have to wait until it’s their turn to admit their children to kindergarten. You can send your child to a private kindergarten and go to work.
Another opportunity has emerged for spending family capital, which is very important for parents of disabled children. The subsidy can be used to purchase rehabilitation and social adaptation equipment.
Before submitting an application, you need to familiarize yourself with the list of goods and services intended for adaptation and approved by the Government.
Raising children is costly, so low-income families are eligible for a monthly payment. To do this, you need to confirm your low income with certificates.
You can submit documents within six months from the date of birth of your third child. Payments are made until he turns one and a half years old. The right to payment must be confirmed for the next year. To do this, the applicant submits documents to the PFR client service specialists.
Parents with many children can take advantage of the following government support measures:
- Buy housing in a new building at a reduced rate of 6%.
- Obtain a plot of land for individual construction.
- Purchase an apartment or house under an agreement on participation in shared construction.
- Receive regular payments for your third child until he turns three years old.
- Additional holidays.
- Assistance in finding a job from the employment service.
If the mortgage was previously issued at a higher rate, then you can improve your situation. To do this, obtain a loan on new terms, and with these funds repay the loan that was previously issued. You can pay the principal debt and interest on the loan.
Also, fathers and mothers with many children can receive medicine for free, their children eat free meals at school and go to school camp.
In order not to lose opportunities, you need to contact the department of social protection of the population and obtain a certificate for a large family. After this, you can apply for benefits.
Maternity capital 1.5 million rubles for 3 children
The bill on assigning state maternity capital for the third child in the amount of 1.5 million rubles was rejected back in 2015, but rumors that this support measure was adopted and came into force still do not stop.
Misunderstandings among Russian citizens are largely due to uncertainty regarding the future of the maternity capital program, which was typical until its extension in 2020 on the initiative of Vladimir Putin until December 31, 2020 inclusive. At that time, there were no specific proposals in the Government to extend the program, so in July 2014, Belgorod deputies developed and submitted to the State Duma for consideration bill No. 571638-6, which proposed the following changes:
- provide the right to receive MSK from January 1, 2020 only to those families in which a third child was born or adopted;
- increase the size of certificates for this category of families to 1,500,000 rubles (1.5 million) with the need to use funds to improve housing conditions as a priority;
- continue to index the funds of the certificate for families who received it for their second child until December 31, 2020.
This bill was rejected by State Duma deputies on April 21, 2015 during consideration in the first reading. Despite the fact that the State Duma never returned to discuss the bill to increase maternity capital to 1.5 million rubles, many parents still believe that they will be able to receive this payment at the birth of their third child (this is a misconception).
Maternity capital for a third child
In 2020, federal maternity capital is provided to families at the birth or adoption of a 3rd child only if a certificate was not previously issued for the 2nd child .
The procedure for receiving capital for the 3rd child is no different from the standard procedure; you must submit an application and the required documents to the Pension Fund (PFR). Families can also receive support at the regional level.
In 61 regions of the country, regional maternity capital is assigned at the birth of the 3rd child. The size of local capital depends on the capabilities of the regional budget.
In 2020, there is still a widespread rumor about maternity capital of 1.5 million rubles for the third child. However, such changes were never made to the program. This bill was considered and rejected by the State Duma back in 2020.
Is maternity capital provided for a third child?
Federal maternity (family) capital (MSC) is provided upon application at the birth or adoption of a second or subsequent child.
However, you need to understand that issuing a certificate for a third child is only allowed if this was not done for the second child , for example, if he was born or adopted before the MSK program came into effect.
In other words, state maternity capital is one-time material support.
The following categories of persons can apply for a certificate for a third child:
- Mothers or adoptive parents with Russian citizenship.
- The only adoptive parents who are citizens of Russia.
- Fathers or adoptive parents , to whom the right to capital was transferred after the death of a woman, declaration of death, deprivation of parental rights or the commission of a crime against their child. In this case, having Russian citizenship does not matter.
- The children themselves are under 18 years of age or up to 23 years of age (in the case of full-time education), if the parents have lost the right to maternity capital.
Also, to receive capital, the following conditions must be met:
- Registration of Russian citizenship for the third child.
- The third child was born no earlier than January 1, 2007 and no later than December 31, 2021 .
In 2020, the amount of maternity capital is 453 thousand 26 rubles . The certificate amount has not changed since 2015, which is caused by financial and economic difficulties in the country. The next indexation will take place no earlier than January 1, 2020. The Government plans to increase the size of the MSK by 4% .
Procedure for issuing a certificate
Obtaining a certificate for the 3rd child follows the same procedure as for the 2nd. The applicant must submit an application and the necessary documents to the Pension Fund of the Russian Federation. You can do this in several ways:
List of required documents:
- applicant's passport;
- birth and adoption certificates of all children;
- pension insurance certificate (SNILS);
- confirmation of Russian citizenship of the applicant and the third child;
- if the applicant does not apply in person, it is additionally necessary to provide documents proving the identity of the legal representative or authorized representative, place of residence and powers;
- in some cases, confirmation of the death of a woman or loss of the right to obtain an MSC may be required.
The decision to issue a certificate or to refuse is made no later than one month from the date of registration of the application. A corresponding notification will be sent to the applicant within another 5 days .
Regional maternity capital for 3 children
In most regions of the country, families with a third child can count on receiving regional maternity capital . In total, regional capital operates in 65 constituent entities of the Russian Federation , and in 61 of them the right to it arises for citizens upon the birth of their third child .
The conditions for receiving and distributing local capital may vary significantly for a particular region, territory or republic. The same applies to the amount of social support, for example:
- in Kurgan and the region, families in which a third or subsequent child was born between January 1, 2013 and December 31, 2014 were given a one-time payment of 25 thousand rubles .
- in the Yamalo-Nenets Autonomous Okrug (Yamalo-Nenets Autonomous Okrug), upon the birth or adoption of a third child, capital in the amount of 350 thousand rubles .
- In the Stavropol Territory, the maternity capital program appeared in 2011 and was canceled in 2020 . However, during the entire period of validity, not a single family received the promised payments of 100 thousand rubles upon the birth or adoption of a third child.
As noted in the journal “Analytical Bulletin of the Federation Council of the Federal Assembly of the Russian Federation” No. 2 (659), in regions where the amount of local maternity capital exceeds 150 thousand rubles , there is a more significant increase in the birth rate (the total increase in the birth rate was 14.4 percent in 2012- 2015). In those regions where families are provided with less significant amounts, the birth rate increased by an average of 12.9 percent .
Maternity capital in 2020 for 3 children 1.5 million rubles
Despite the fact that the bill on maternity capital in the amount of 1.5 million rubles for the third child was considered and rejected back in 2020, many citizens believe that this initiative was adopted and continue to be interested in it.
This confusion is due to the fact that at the time this bill was submitted to the State Duma, the decision to extend maternity capital until December 31, 2020 had not yet been made and many questions remained about the future of the MSK program. The project was developed by Belgorod deputies back in 2014. Law No. 571638-6 was supposed to make the following changes to the current federal law No. 256-FZ of December 29, 2006 on additional support for families with children:
- provide the right to register capital only at the birth or adoption of a third child . Moreover, at this moment the family should have many children .
- increase the size of the certificate by more than 3 times - up to 1.5 million rubles .
- make improving housing conditions a priority in the use of maternal capital funds.
Latest news for 3 children
Maternity capital is not the only type of assistance that families can count on when having a third child. In 2020, new social support measures developed on the initiative of V. Putin came into force:
- Mortgage at a preferential rate - 6% per annum . A prerequisite is the birth of a child between January 1, 2020 and December 31, 2022 . The subsidy period for such citizens is 5 years . Credits or loans received after January 1, 2018 can be refinanced. It is noteworthy that the mortgage can be paid using MSC funds.
- Monthly payments for the 3rd child under 3 years old , provided in the amount of the child's subsistence level, are now paid with co-financing from the state in another 10 regions of Russia (previously there were 50 such entities, and now there are 60).