Less pension – more salary: will PFR employees’ salaries be increased by 4.3 billion rubles?

It is unlikely that for anyone, working in a pension fund is the ultimate dream. Why is that? While you are young, you don’t want to think about such an indispensable “attribute” of life as pension provision. What is it like to work in a state pension fund? Reviews from those who have already tried this path will not promise you high income, a young and cheerful team and other aspects that are interesting to young professionals. But what if this opinion is superficial and it is quite possible to receive good dividends by working in a pension fund? Reviews of employees, it should be noted, who work for the state and for non-state funds, differ significantly. And in the second case, we are talking about significant earnings and gaining experience in the field of direct sales.

In this article we will talk about what working in a pension fund can give you. We will present reviews of those who work for the benefit of society and for their own benefit in this article.

Qualities for applicants

Who is best suited to work in a pension fund? Feedback from employees suggests that the following characteristics are required:

1. Stress resistance. Behind this word, which is so often used by applicants for any position in principle, lies the ability to maintain a straight face and at the same time a friendly expression, no matter who you happen to communicate with. Working in a pension fund involves daily communication, not only with colleagues, but most often with potential buyers, it is no coincidence that the image of a grouchy elderly man is hidden. If you work in the non-governmental sector, then get ready for objections and ridicule in response to the offer of a service. The ability not to lose face and not burst into tears due to rudeness is what is fundamental in the work of state and non-state pension funds.

2. Competent speech. You may not have a higher education, but it is very important to be able to competently and clearly explain everything about the quality of the product, especially for employees of non-state pension funds. Your salary depends on how well you can present your product. The point about competent speech includes persuasiveness and the ability to negotiate.

3. Putting your career above personal relationships and family. Working at a pension fund involves long hours, and non-state pension funds pay their efficient employees who are willing to stay at work late. If you plan to leave the office no later than 17:00, then this job is not for you.

How are pension fund expenses growing?

We can say that the amount of funds allocated for the maintenance of the Foundation’s employees is growing steadily every year:

• in 2014, when the country was shaking from the crisis, an average of 47.3 thousand rubles were allocated per specialist;
• in 2020, the content not only did not decrease, but increased by 10% - to 52 thousand rubles;
• in 2020, the content continued to grow, albeit slightly (by 3.7%) - up to 54 thousand rubles;
• 2017 was a record year in terms of growth in employee expenses - up to 63 thousand rubles.

It is important to note that in Russia the ban on increasing the salaries of officials has not yet been lifted and even extended. How does this fit in with the above? The question is rhetorical.

A few more interesting facts about the Pension Fund: the Pension Fund has the status of an extra-budgetary institution, and therefore its employees are not formally officials, which means that the moratorium on salary increases has nothing to do with their salaries.

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State Pension Fund of the Russian Federation: reviews

Of course, the opinion of one person cannot be considered a valid basis for characterizing the entire work of the pension fund as a whole. Therefore, we studied various reviews from former pension fund employees. What all reviews have in common is that specialists from various services say that the team is dominated by older employees, over 40 years old. Meanwhile, based on impressions, according to reviews, communication within the team went well for everyone and there was not much negativity. What advantages do former employees of state pension funds say?

Advantages of working in a state pension fund

First of all, since a PF of this form of ownership is a state-owned enterprise, the employee is guaranteed to receive all the benefits from such work. This is a white salary, 36 days of rest a year, a normal working day. In addition, this is certainly a useful experience in communicating and working with archives. Many respondents note that they very clearly saw the connection between fair payments by the employer and the impact of these payments on the size of their future pension.

Disadvantages of working in a state pension fund

For many respondents, the officially rationed day turned out to be not entirely rationed in reality. But what caused the most criticism was the consistently low wages. This was not a reason for leaving work, but 80% of former employees of the pension fund note that for such a volume of work the salary could have been higher.

What else did the respondents not like about working in the pension fund? Reviews from former employees also indicate that you get very tired of communication. It happens regularly, using all possible types of communication: verbally, by telephone, by mail. If you are an introvert, then working in a pension fund will definitely not be to your liking.

It is also not always possible to do what is planned due to the specifics of document flow. For example, a debt collection specialist noted that sometimes it is very difficult to work with the archive, and it is not always possible to make ends meet.

Salary in the Pension Fund of Russia

Today, the Pension Fund is the largest non-budgetary organization in terms of resources. She deals with pension payments, target collection and work with insurance premiums, and in addition controls the tax authorities of the fund. Like any other organization, the Pension Fund of the Russian Federation has its own income and expenses.

The first consists of voluntary and insurance contributions from citizens. Expenses are a separate item and it is quite extensive. It includes funds for logistics and financial support of the organization, money for various payments and pensions to citizens. The last point is the calculation and payment of different types of pensions. This is the main activity of the PF.

Let's look at the average salary of employees of the Russian Pension Fund in 2020.

average salary

In 2020, there were massive reductions in the staff of the Pension Fund; its number in the country as a whole decreased by about 12,000 people. Thanks to such measures, the salaries of the remaining employees will increase by approximately 10,000 rubles per month.

When a young aspiring specialist gets a job at the Pension Fund, he can only count on the minimum wage. Salary increases are expected in 2019-2020. This is supposed to be done again by reducing staff.

It is planned to increase the salaries of Pension Fund employees by another 15%. At the moment, the average salary in the Pension Fund is from 12,000 to 200,000 rubles, depending on the position held. Of course, we are not talking about the heads of the Pension Fund; their average monthly income amounts to hundreds of thousands and amounts to 200-400 thousand rubles, depending on the region.

Staff reduction

The staff of the Pension Fund throughout the country includes about 121,670 people. A global reduction in the Fund’s staff occurred in 2020 due to the fact that the Government drew attention to the exorbitant and senseless costs of maintaining the Pension Fund.

Such expenses included not only the cost of paying employees, but also the maintenance of buildings, on which no expense was spared. It was decided to reduce staff, increase salaries for the remaining employees, and transfer some of the Foundation’s buildings to centers where citizens of pre-retirement age will be trained in new professions.

The Pension Fund of Russia includes such divisions as financial, economic and legal departments, a department for social payments and personnel. The most common position in the Pension Fund is a pension specialist.

Such a person works with clients and advises them. Constant interaction with citizens is his main task.

Consequently, all applicants for such a position must have the necessary level of communication skills, respect, politeness and, of course, a high level of stress resistance.

What does the salary level depend on?

Many people are interested in how much they pay in the Pension Fund, and what it depends on. The salaries of Pension Fund employees depend on the following factors:

1. Position is the very first and most important aspect that affects the amount of earnings.
2. Experience. As already mentioned, a new employee taking his first steps in the Pension Fund will not be able to receive more than 11,280 rubles. After an employee has worked for the Fund for 2 years, the salary increases immediately to 15-18 thousand.
3. Fund Type. If we take non-state pension funds for comparison, then in them an employee’s salary can be 60 thousand, while for the same position in a state fund a person receives 15-20 thousand.
4. Region of Russia. This factor also leaves an imprint on the level of salaries, because the minimum salary varies greatly across regions of the Russian Federation. The leaders in terms of salaries were Moscow and the region, St. Petersburg, and the Yamalo-Nenets Autonomous Okrug. The Saratov region closes the list in terms of salary levels.
5. Availability of additional bonuses and benefits. All this can slightly increase the employee’s salary, although no special benefits or bonuses are provided. Usually, when posting vacancies, the employer indicates as incentives the availability of a social package, a stable salary, additional leave, a chance to receive additional training from the employer’s funds, or rapid career growth. It is believed that this is quite enough to attract new employees. Among the material incentives, only an annual or quarterly bonus can be distinguished, but such bonuses cannot affect all employees, because the amount of funds allocated for this depends on the savings of the fund’s money. Sometimes the salary includes a bonus for length of service, for an academic degree, or for awards received for personal achievements.

When an ordinary Pension Fund employee retires, he also cannot count on any large payments. Usually he is assigned a minimum pension of 8,726 rubles. For comparison, the pension of the head of the Pension Fund will be 120 thousand rubles.

Advantages and disadvantages of working in the Pension Fund of Russia

The advantages of working in a state fund include: official salary, 36 days of vacation, normalized working hours. There are several more disadvantages, and these include:

1. The very same working day that should have been standardized, in fact turns out to be completely different: you have to constantly stay late at work, as well as go to work on weekends, holidays, and even at night.
2. Low salary. This causes a constant change of personnel. 80% of former fund employees say this was the main reason they left.
3. Constant communication with clients, sometimes dissatisfied, is very tiring - this was also noted by former employees. Not every person will be able to work in constant communication mode - personal, telephone, written.
4. Difficulties in implementing plans. Debt collection specialists especially complain about this.

In 2020, further work is planned to increase employee salaries. This is due, first of all, to the fact that the workload on the people remaining after layoffs has increased significantly.

It is assumed that the Pension Fund itself must provide for its employees, but, as before, 40% of the funds for this must be taken from the federal budget. Because of this, it is planned to cut another 8% of employees by 2023. The fund’s management also notes that the reduction will not affect the workload of the remaining team due to the digitalization of the fund’s work and the launch of an electronic services service.

Source: https://namillion.com/zarplata-v-pensionnom-fonde-rossii.html

Advantages of working in a non-state pension fund

The state pension reform has opened up a huge sales market for NPFs, because every citizen is a potential buyer of the service. If an NPF employee tells you that he earns from 60 to 100 thousand rubles a month, there is a high probability that this is so. However, behind this lies a huge amount of work; many work up to 20 hours a day and are often forced to move from city to city.

In addition, most of the employees of state pension funds are mature people, while the staff of non-state pension funds are young and ambitious people. Are these disadvantages or advantages? Let's talk about this below.

Who is not suitable for working in a non-state pension fund?

If you don’t like direct sales, then there’s no point in even trying your hand at a non-state pension fund. Direct sales (or, as the popular term calls this activity, “selling”) is when you want to sell a product or service and in every possible way verbally convince a person to listen to you. Direct sales are good because the more you sell, the greater your profit. The disadvantage of such work is that you need to be intrusive, convincing, to interest a person in something that initially may not be interesting or necessary for him at all. We are not talking about the fact that the product, and in this case it is the insurance service in the pension fund, is of poor quality. However, it is not at all necessary that they want to buy it from you.

What is the salary of employees of the Pension Fund of the Russian Federation?

The salaries of pension fund workers in 2020 will increase by 15% - this became obvious back in 2020, when the amount of the state budget was announced. It must be taken into account that a pledged amount of such a value implies a significant excess of the average wages in Russia by 2 times.

Almost every Russian is aware of the fact of the budget deficit, which is reported annually by press services from bureaucratic offices.

To reduce the deficit, budget funds are being optimized, which affects every second citizen. Here's what the optimization is:

• the fact that some part of Russian pensioners do not have their pensions indexed;
• in the “freezing” of salaries and the temporary impossibility of increasing them;
• in staff reductions, which means layoffs.

In the process of the notorious optimization, budgetary funds are distributed unevenly: government funding often passes by those who needed it most. There is no need to talk about fairness in resolving such issues: there will always be those dissatisfied with the decision made.

Increase in expenses for Pension Fund employees

The stated plans of the Pension Fund include increasing the costs of maintaining its specialists. In numbers it looks like this: from 78.7 billion rubles in 2020 to 83 billion in 2020. The increase in expenses for the Pension Fund apparatus looks strange, especially against the background that the state is acutely short of funds for indexation of pensions.

Journalists from well-known media calculated:

1. If we assume that 12 thousand rubles is the average pension, then the salary increase for employees of the pension department will cost 358 (!) thousand pensions.
2. The calculated amount could allow supporting more than 30 thousand pensioners. And this number does not take into account the fact that many receive a pension much less than the average.
3. Full indexation of pensions by increasing funding for pension fund workers is impossible, but fairness to those in greater need would be more likely.

On our website you can find out about the amount of pensions in countries around the world and in European countries.

Trends in salary increases for PF employees look like this:

1. The average salary increase should be closer to 5.5%.
2. The real increase in income is much higher, since the Pension Fund apparatus is threatened with numerous cuts: about 10% of employees will be laid off.
3. The cost of maintaining an ordinary PF employee should be about 57 thousand rubles (before staff reductions). In 2020, the expense was slightly lower - 54 thousand rubles monthly. Where does the difference go if ordinary specialists claim that their salary is 27 thousand rubles? Unanswered question.
4. In the event of a one-time staff reduction, the maintenance of 1 PF specialist will reach almost 63 thousand rubles.

Average salary in the Pension Fund and comparison of the number of staff of the Russian Pension Fund with other countries

What else is included in the maintenance of employees of the Pension Fund

Such large expenses imply not only the salary (in total, it is about 40 billion rubles) that employees receive, but also the following points:

1. Formation of insurance premiums that the Pension Fund pays for its subordinates to insurance funds. It follows from this that the state not only provides income to employees, but also their future pensions, which the Pension Fund itself will then pay to its employees of retirement age. The amount of these insurance contributions is 30% of the salary, which is about 8 thousand rubles (based on the average salary of 27 thousand rubles). Thus, the formation of pensions for Pension Fund employees additionally takes 11.5 billion rubles from the state.
2. The remaining 30 billion, requested from the state budget by the department, disappears in an unknown direction, since the specific necessary expenses have not been presented. Perhaps it’s because of high bonuses or expensive business trips, which department heads do not disdain. An analysis by Life.ru journalists of travel statements of PF employees demonstrated that even middle-level management employees consider it normal to buy tickets costing 100-200 thousand rubles at the expense of the fund.
3. Some more expenses of the Pension Fund in numbers:

• outreach activities - 185 million rubles;
• construction purchases, acquisition and rental of real estate - more than 14 billion rubles, in many cases (50%) the amounts were greatly exaggerated.

Number of Pension Fund employees per 1 million pensioners in Russia, USA and Sweden

How are pension fund expenses growing?

We can say that the amount of funds allocated for the maintenance of the Foundation’s employees is growing steadily every year:

• in 2014, when the country was shaking from the crisis, an average of 47.3 thousand rubles were allocated per specialist;
• in 2020, the content not only did not decrease, but increased by 10% - to 52 thousand rubles;
• in 2020, the content continued to grow, albeit slightly (by 3.7%) - up to 54 thousand rubles;
• 2018 was a record year in terms of growth in employee expenses - up to 63 thousand rubles.

It is important to note that in Russia the ban on increasing the salaries of officials has not yet been lifted and even extended. How does this fit in with the above? The question is rhetorical.

A few more interesting facts about the Pension Fund: the Pension Fund has the status of an extra-budgetary institution, and therefore its employees are not formally officials, which means that the moratorium on salary increases has nothing to do with their salaries.

Pay attention to the video: the salary level of Pension Fund officials.

The department must be self-sufficient and autonomous, and also support its employees at its own expense.

1. The money that the Pension Fund generates independently, which is about 3.5 trillion rubles, is not even enough to pay the necessary pensions.
2. Due to the fact that the Fund is not able to ensure its own self-sufficiency, 40% of all expenses of the pension department in the amount of 3.2 trillion are borne by the state. The mistake is in ineffective spending of the funds that he can generate on his own. And pensioners who are deprived of indexation pay for these mistakes.
3. The wages of ordinary employees of the pension department are set and, accordingly, increased at the level of all federal structures to which the ban on salary increases applies. Therefore, the salaries of employees in the Pension Fund will remain the same as last year 2020, despite the fact that more than enough additional funds have been allocated. This is a paradox in Russian.

What is the real salary in NPF

Reviews of working in a non-state pension fund of the Russian Federation speak of super salaries that can reach 100 thousand rubles per month or more. However, do not rush to accuse NPF employees of lying, because indeed, salaries depend only on their efforts. The more clients they attract, the greater the percentage of pension insurance. But here you have to work. Imagine that you are an employee of a non-state pension fund in a small town. Don't walk down the street and grab people by the hand, offering them your services. Employees most often make an appointment with the head of various enterprises, after which they talk with him and talk about the advantages of insurance in their specific non-state pension fund. The more convincing ones persuade the director, who, in turn, either talks to the employees himself or gives the opportunity to talk to an NPF employee.

Having “worked” the entire city market in this way, NPF employees move to another city, where they open a branch again. Thus, by actively working and having the gift of persuasion, you can really earn up to 100 thousand rubles a month. You understand that this kind of work is not for everyone.

How much do PF employees receive?

Information on the income of members of the Board, employees of the Executive Directorate and the Audit Commission of the Pension Fund of Russia is posted on the official website of the department https://www.pfrf.ru.

Average salary of the Chairman of the Board of the Pension Fund A.V. Drozdov is 310.8 thousand rubles. His deputies earn 80.2-95.4 thousand rubles per month, the chief accountant of the Pension Fund of Russia - the head of the Treasury Department receives 77.7 thousand rubles.

The average monthly income of ordinary employees of branches of the Pension Fund of the Russian Federation is in the range of 18-25 thousand rubles.

Disadvantages of working in a non-state pension fund

Reviews indicate that the biggest disadvantage is emotional burnout. Imagine that you have to persuade someone to buy every day. On the first day you do it with enthusiasm and very emotionally, but with each subsequent day your work will become more and more automatic and less soulful. People feel very well when they are persuaded to buy something sincerely, and when it is done “automatically”.

Another disadvantage is that you cannot plan your income in any way. If reviews of work in the pension fund of the Russian Federation speak of a small but stable salary, then everything is different here. One month you may have a triple salary, the next you will be at a bare rate, which, as a rule, is very small.

Pension Fund of the Russian Federation personal account in Moscow

Main profile of the company: Funds that pay pensions. More detailed information is presented on the official website: www.pfrf.ru. In the catalog of organizations, the network is listed as Funds of private or public companies that work with pension contributions.

making an appointment at the Pension Fund of the Russian Federation in Moscow

Reception hours at the Pension Fund of the Russian Federation in Moscow

You can get to the Pension Fund of the Russian Federation by car or public transport. Use the map below for navigation.

Website: www.pfrf.ru Hotline: no Category: Pension funds City: Moscow

Change of residence as one of the disadvantages of working in a non-state pension fund

What else characterizes work in the client service of a pension fund? Feedback from employees that sometimes you need to change your place of residence along with your job is discouraging. Why is this happening? Imagine that the market for the service has been fully developed. Meetings were scheduled with all the heads of enterprises and companies, and everyone to whom the information could be conveyed was dealt with. What should the branch do in this case? The market dictates the following conditions: to be mobile and fast. As an NPF agent, you can refuse to cooperate with the fund or move to a new city where you will start working again. This is not a minus for young people who are not burdened with a family. On the contrary, it is seen as an opportunity to see the world and make new acquaintances. But if you prefer a sedentary lifestyle and have a family, then you are unlikely to like working in a pension fund. Reviews from former NPF employees, by the way, are often negative precisely for this reason.

To summarize

What is it like to work in the pension fund of the Republic of Belarus? Feedback from employees indicates that, like any type of activity, this type of work is not suitable for everyone.

If you are young and active, want high earnings and know how to beautifully present a product to the public, try working in a non-state pension fund. A person with a family background and strong traditional values ​​may be more congenial to working in the public sector.

PF employee salary

In 2020, the Russian Pension Fund will undergo significant reductions. The number of employees will be reduced by approximately 12,000 people, which is about 10% of the total. It follows from this that the salary of one specialist will increase to 63,000 rubles, that is, 10,000 more than before.

A specialist and a leading specialist receive the minimum wage. At this time it is only 14,000 rubles. But the system does not intend to stop at such income. The Pension Fund of the Russian Federation has immediate plans to increase benefits for its employees.

The average salary of employees in the regions is 38,000 rubles. ($573), and in Moscow - 60,000 ($904).

The increase in salaries in 2020 - 2020, in particular, will occur due to the reduction of jobs and the use of freed funds for the salaries of existing employees. Salaries will rise by about 15%.