Insurance and work experience - what is the difference and what is it?

Definition of labor

What is the difference between insurance and general work experience? To clearly distinguish between these concepts, it is necessary to understand the definition of each of them. Let's start with the second one.

Work experience is the total amount of time actually worked by a citizen. That is, how much a particular person worked during his life. Only official work is taken into account.

Insurance and general insurance experience are related concepts. If we talk about general insurance experience, then this term is broader. This is due to the fact that the labor period includes periods when the citizen worked.

Non-work periods of time are not included in it. The differences lie in the recording of the time when the baby was cared for. Insurance development includes 1.5 years, labor – 3.

What is the difference?

There are many differences between work experience and insurance experience. For example, the first one has been practically not used since 2007. It is required when applying for a job, as well as for assigning various forms of government support. For pensions, this plays a role in exceptional cases.

The accrual of seniority is carried out only during the period of official employment. If a person works part-time, no one will count the length of service twice.

In the case of informal employment, this will not increase. Therefore, citizens should try to work officially. Time spent working may come in handy in the future.

Insurance-type experience includes not only working periods, but also moments when a person did not officially work. It is extremely important when retiring.

If a person has registered as an entrepreneur, the insurance period will increase. In the case of self-employment, it increases if the employee makes regular payments to the Pension Fund of the Russian Federation from his earnings.

Work experience is the duration of activity, which is an indispensable condition, which is oriented towards when assigning vacation pay, pensions, benefits and other financial issues.

The insurance period is the period that a person devoted to work, while paying insurance premiums, which are mandatory. The law also specifies other periods included in such length of service.

Main differences:

The importance of length of service from a social security point of view. The insurance period allows you to calculate accruals for pension payments. While work experience is needed to be able to assess, from a legal point of view, what the amount of insurance compensation will be.
These moments are also calculated using a different system. For the insurance length of service, all activities that were carried out before the adoption of the law (December 17, 2001) and after it are taken into account. But for labor, only the working period is taken into account, which was current as of December 31, 2001. If a person was unemployed for a certain period and received benefits for this, then he will also be included in both categories.
The category of insurance experience also includes activities in individual entrepreneurship, membership in farms, etc. For such length of service, the main criterion is confirmation that the person actually paid insurance premiums.

Converting periods to full years and months

What is the difference between work experience and insurance experience? In reality, everything is not as difficult as it might seem.

The insurance period is all the periods when a particular person transferred funds in the form of contributions to the Pension Fund of the Russian Federation. They play a huge role in retirement, especially after recent reforms of the country’s pension system.

What is the difference between work experience and insurance experience? We have already become familiar with the main differences. It is worth remembering that the labor law does not include the period of business activity, as well as self-employment.

How can you find out about the duration of a particular type of experience without doing your own calculations? To do this you can contact:

in the MFC;
to the Pension Fund;
to your employer.

The web service from the Pension Fund of Russia also allows you to order an insurance account statement. It will indicate SNILS, as well as the amount of funds transferred to the fund.

To plan for retirement, you need to obtain information about your insurance and work history. The second, if it is continuous, can contribute to receiving an increased pension or obtaining pensioner status ahead of schedule. For example, with length of service in some positions.

For the relevant data, people most often turn to pension funds at the citizen’s place of residence. To cope with the task, you need to do the following:

Prepare a passport, SNILS and work book. Without these documents, it is difficult to obtain the necessary information.
Contact the Pension Fund of Russia with an application to provide information about the citizen’s length of service. It is recommended to fill out the prescribed form directly at the department of the mentioned service.
Receive a certificate with the information the applicant is interested in.

It is best to order an extract from your personal account. With its help, you can understand how much money is in a person’s insurance account. This information worries the population the most.

Important: Third parties cannot obtain the relevant data. To request information about a stranger, you must be his legal representative. For example, by issuing a notarized power of attorney.

Addition of periods can be done in two ways. One of them is direct summation of time periods. This method is used in cases where the employee has several periods that include years, months and days. In this case, entire parts are isolated. Eg:

the first period of work is 3 years, 4 months and 21 days;
the second period of time is 1 year, 7 months and 1 day;
the third period is 9 months and 15 days.

The calculation is as follows: years – 3 1=4; months – 4 7 9=20; days - 21 1 15 = 37. I select the whole parts and get the following numbers: months - 1 year and 8 months, days - 1 month and 7 days. The final result: 5 years, 9 months and 7 days, which will be reflected as 80%.

There is another way to calculate insurance experience - allocating entire periods. For clarification, an example is below:

first period – 17 months and 25 days (calculation of whole days: 17x30 25=535);
the second period of time is 30 months and 11 days (30x30 11=911);
the third period is 21 months and 22 days (21x30 22=652).

Amount: (535,911,652)30=69.93 months, which are divided by 12 and we get an approximate figure of 5.82. The approximate length of service is 5 years and 8-9 months.

But this method does not have accuracy, so addition of periods is more often used.

Addition of periods

the first period of work is 3 years, 4 months and 21 days;
the second period of time is 1 year, 7 months and 1 day;
the third period is 9 months and 15 days.

There is another way to calculate insurance experience - allocating entire periods. For clarification, an example is below:

first period – 17 months and 25 days (calculation of whole days: 17x30 25=535);
the second period of time is 30 months and 11 days (30x30 11=911);
the third period is 21 months and 22 days (21x30 22=652).

Amount: (535,911,652)30=69.93 months, which are divided by 12 and we get an approximate figure of 5.82. The approximate length of service is 5 years and 8-9 months.

But this method does not have accuracy, so addition of periods is more often used.

An employee’s insurance period can be determined for the purpose of calculating pension payments in two ways:

Insurance periods for calculating a pension should be added up when the employee has several of them, each of them can consist of several years, months and days. Whatever whole parts the insurance periods consist of, years, months and days should be added together separately. In the received data, you should also select whole parts, for example, if there are 15 months, then you should add 1 more to the years, and leave 3 months. If, for example, you get 45 days, then you should select 30 of them as 1 month, which will be added to months, and leave 15 days. The end result should look, for example, like this - 4 years, 8 months, 16 days.
When periods are converted into full years and months, i.e., full terms are allocated. Using this method, you should convert years and months into days, and add the latter. Then the resulting number of days must be divided by 30 (the number of days in a month), and the result by 12 (the number of months in a year). The result obtained may, for example, look like this - 4.76. In this case, the insurance period will consist of 4 years and 7–8 months. The method of isolating entire periods is not entirely accurate, so the first method is more often used - adding periods.

What is included in the insurance period?

As for insurance periods, they are as follows:

when a person was temporarily considered disabled, for which he was assigned a social insurance benefit;
when the woman was on maternity leave until the child was 3 years old;
when the person was on leave to care for a group I disabled person;
when a person, being officially unemployed, received benefits, while taking part in work activities with a socially useful orientation;
when men served in the army;
The length of service is also counted for family members of military personnel when they were unable to work due to their living conditions.

As for the last case, it is worth noting that according to the law, such a period counts up to 5 years, no more.

All these moments will be counted only if, at the end of them, the person still finds a job.

There is also such a thing as special insurance experience, which implies work activity, but with harmful conditions. Here, both climatic conditions and the very features of the work are taken into account, for example, a hot shop at a factory. But again, insurance premiums are required.

What is the difference between general and insurance experience, and why does experience “work” for retirement?

To receive pension payments, general length of service alone is not enough - you also need insurance coverage.
How are these two concepts different? How to check whether the employer pays insurance premiums for the employee? How to secure your pension while working abroad? Popular
news These and other questions from our readers were answered by
Olga SPIRIDONOVA, Deputy Head of the Pension Organization Department of the Main Directorate of Pension Security of the Ministry of Labor and Social Protection.
“Indeed, not everyone understands the difference between general and insurance experience,” noted our interlocutor. – The ministry receives a lot of requests by mail with questions like “Why is military service or time spent caring for a child not included in the length of service?” However, we need to clarify here. Periods of military service and child care are included in the total length of service and affect the size of the pension. The total length of service also includes periods of any other activity provided for by law (training, caring for a group I disabled person or an elderly person over 80 years old, others). But in order to acquire the right to a pension, you also need insurance experience - it is formed during the period of work, when mandatory insurance contributions are paid. This period of service is the initial requirement for receiving a pension. This year, to assign an old-age labor pension upon reaching retirement age (56.5 years for women and 61.5 years for men), you must have 17 years of insurance experience and total experience: at least 25 years for men and 20 years for men. for women.

– So, a person cannot claim a labor pension if he is caring for a disabled relative?

– It is impossible to answer unequivocally. Everything is individual. For example, for preferential categories of citizens (these include, in particular, mothers of many children, mothers of children with disabilities since childhood), an insurance period of at least 5 years is established; for persons with a long total experience (for women - at least 35 years, for men - at least 40) - 10 years. If a citizen does not belong to a preferential category, then general requirements apply to him. Let's say today a woman turns 56.5 years old. She worked until she was 45 years old, that is, she has 25 years of insurance experience and the right to a pension. Then she spent 11 years caring for an elderly relative. If you add up all this time, you get 36 years of total experience, and all of them will be taken into account in the amount of your pension. Or another example. The woman cared for an elderly relative for almost the entire period before reaching retirement age, and she only has 2 years of insurance experience. In this case, she will not be granted a labor pension.

– How are pensions calculated for those citizens who are engaged in home work? Is there any difference from those who work remotely?

– There are no differences for these categories of workers. The size of the old-age retirement pension depends on the length of service and the amount of past earnings from which mandatory insurance contributions were paid. In Art. 7 of the Law “On the Fundamentals of State Social Insurance” states: in particular, citizens working under employment contracts and civil law contracts, the subject of which is the provision of services, performance of work and the creation of intellectual property, are subject to state social insurance. Thus, if these employees are registered under an employment or civil contract, then they are subject to state social insurance with all the ensuing rights and obligations.

– Businesses experiencing economic difficulties do not always pay insurance premiums for their employees. How to find out whether the employer is complying with the obligations or not, so that later the refusal to accrue a pension does not cause a shock?

– Everyone has the opportunity to check the fact of payment of contributions. But you need to be interested in this in advance, directly during the period of work, and not when you retire. To protect yourself from unpleasant surprises when applying for a pension, you can address this issue directly to the employer. The relevant information will also be provided to you by the department of the Social Protection Fund (SPF) at your place of residence or at the location of the organization in which the person works. It is enough to present a passport and a certificate of state social insurance. At the same time, you can find out whether contributions are paid on the entire salary. In addition, information about non-payers of contributions is posted on the FSZN website.

– Today, many Belarusians are employed abroad. What documents do they need to complete in order to subsequently qualify for pension payments?

– The person must be officially employed. A contract agreement is also suitable. In order to form pension rights in our country during periods of work abroad and subsequently apply for a pension from Belarus, a citizen must register with the Federal Social Security Service at his place of residence in Belarus. To do this, you must provide a work book (contract), an identity document, and an application. Subsequently, it is necessary to pay contributions and provide personalized accounting documents to the Social Protection Fund. By the way, payment of contributions is carried out during the reporting year, but no later than March 1 following the reporting year.

In conclusion, I would like to note that a pension is the result of the work of the citizen himself. In conversations with young people, you can often hear statements about the preference for salaries “in envelopes”: they say, we won’t live to see retirement. However, many people of pre-retirement age who reasoned in this way regret it.

The importance of the insurance period when calculating sick leave benefits

There are several options for calculating output.

Calculations are carried out:

on your own;
with the help of pension authority employees;
through State Services.

Contacting the Pension Fund occurs through a personal appeal to the specified body or through multifunctional centers. To use State Services you will need to register in the system. SNILS and passport data are entered.

If a citizen decides to calculate output on his own, then he needs to add up all the time periods when he worked. Including those related to insurance and non-insurance issues. They are registered in the work book. The time from the start of employment until the day the employment relationship was terminated is taken into account.

These periods do not include:

the time the employee cared for a child aged 1.5 to 3 years;
the period when care was provided for 5 and subsequent children;
if a person is not allowed to work due to his fault;
days when he stayed away from work;
simple organization;
receiving benefits related to disability.

The time while a person is studying or taking leave without pay is not included in the period under review. It is necessary to take into account that a month is considered to be a period of 30 days. Only full months make up a year.

If a citizen works at half the rate, then the calculations include those periods that were actually worked. When work is seasonal, one season equals a year. If the settlement periods coincide, citizens have the right to independently choose which one is used when calculating pension benefits. Such periods coincide when a person works for himself and for an organization at the same time.

Speaking about whether continuous or total length of service affects the amount of benefits paid on sick leave, the total insurance output is taken into account. The more a person works, the more benefits he will receive. The difference between total and continuous output is that in the first case, all periods during which a citizen worked are taken into account, regardless of whether there are breaks between them or not.

The following rules are taken into account when calculating payments:

if a citizen works for more than 8 years, then sick time is paid in full;
when labor activity is carried out for more than 5 years, but less than 8, then the person will receive 80% of earnings;
if you have worked for less than 5 years, you can count on 60% of your salary.

If sick leave is taken to care for a baby, then the length of service is not taken into account. They are paid half the salary, provided that the sick leave lasts more than 10 days.

To calculate sick leave benefits, the period of time when a person worked or performed other activities, but insurance payments were made, is taken into account. Depending on how long the insurance period is, the benefit is calculated in this amount. Accordingly, the larger it is, the greater the payment.

The calculation standards will be as follows:

If the insured employee has worked for 5 years, then sick leave benefits are calculated in the amount of 60% of his monthly salary.
When an employee has 5-8 years of work experience, the payment will be 80%.
More than 8 years of work – 100%.
In cases where the insured person works no more than six months, the benefit will be 1% (no more) of the salary, taking into account the regional coefficient.

For sick leave, the insurance period begins from the date when the event subject to insurance occurred. Calculation is carried out in calendar days. In fact, it is very important that full years and months are correctly calculated into the length of service, and even one unaccounted day can reduce the benefit.

Ivanov I.I. worked at one enterprise in the period from May 21, 2005 to November 26, 2008, after which he moved to another job, where he worked from February 14, 2009 to the present moment. Starting from January 15, 2012, Ivanov I.I. became temporarily disabled. The insurance period will count towards:

first period – 7 days, 6 months and 3 years;
second period – 2 days, 11 months, 3 years.

Summing up all the numbers, the result is 9 days, 5 months and 7 years, which is considered insurance coverage with the right to pay sick leave benefits at 80% of the average monthly salary.

Confirmation of work experience - work book. There, notes are made about a person’s employment, as well as his dismissals. In situations where there are no specific dates, accounting occurs according to the following principle:

if the month is not specified, it starts from July 1 of the current year;
if the date of the month is not specified, then the counting starts from the 15th day of the specified month.

When for some reason the work book does not have appropriate entries, then for the social insurance fund you can provide certificates from the employer, written employment contracts, personal account, etc.

Seniority

It is important for a personnel specialist to clearly understand the difference between employment and insurance experience.

It is obvious if you carefully study the work book, which contains the person’s total employment history, but not always the insurance record. This is due to the fact that periods of paid activity that are not work at the enterprise are included in the insurance period. For example, parental leave for up to one and a half years is provided by insurance contributions, but is not included in the work book.

Today, the term “seniority” is becoming a thing of the past. It is used “the old fashioned way” while pension payments for work are relevant before the introduction of compulsory social insurance in the country - that is, until January 1, 2002. Obviously, it will not be possible to completely abandon the use of seniority in the coming decades.

It is also necessary to take into account that the length of service in the civil service is taken into account, which gives the right to various bonuses, additional leave, etc. The concept of special work experience is also relevant - work in harmful or dangerous conditions, allowing early retirement. A mixed length of service is possible, when both length of service in the civil service and activities in a commercial organization are taken into account.

But continuity of experience now has almost no meaning, only for a very narrow circle of citizens (for example, residents of the Far North, doctors, etc.). Previously, it was taken into account, for example, when calculating temporary disability certificates, etc., since 2007 it does not matter (since the entry into force of Federal Law No. 255 “On the provision of benefits ...”).

So, length of service is the duration of work, and insurance length of service is the duration of work with contributions to the insurance fund. This is the main difference, but there are others. For example, studies are taken into account in the work experience, but not in the insurance record.

The insurance period is the most important factor in calculating pensions. The unit of measurement is the month (from 2020 – the point). Both qualitative and quantitative characteristics of the length of service are important - that is, both the duration of payment of contributions and their size.

Thus, from 2020, in order to receive a minimum pension, you must have 6 years of insurance experience. Further, this figure increases by a year every year, its growth will stop in 2024 at 15. For example, in 2020, the minimum insurance period for a pension is 9 years, and the minimum old-age pension is 14,151 rubles.

► How to calculate length of service for sick leave. 5 examples from life

If it is necessary to add periods not specified in the work book to the calculations, the citizen must present the relevant documents. However, the amount of contributions paid will also be taken into account: if it is lower than the accepted percentage of the minimum wage, the contributions will not be counted.

In addition, the insurance period is important for calculating sick leave. For an employee who has been paying contributions for 5 years, the disability benefit will be 60% of the monthly salary, 5-8 years - already 80%, more than 8 years - 100%.

Work experience is applied if a retiring citizen began working before 2002 and, accordingly, was not insured (Federal Law No. 173, paragraph 4 of Article 30 “On Labor Pensions in the Russian Federation”).

The difference between work experience and insurance is associated with periods when a person was not employed, but received a special benefit provided by law. A similar situation may arise in the case of:

temporary incapacity due to illness, disability, work-related injuries and other similar reasons;
being in military service, which may also apply to family members of a serviceman who, due to their presence on the territory of a certain military unit, do not have a chance to be employed (the insurance period for such citizens cannot exceed 5 years)
being registered with the central bank due to the dismissal of an employee due to staff reduction, and therefore the employee was temporarily unemployed;
moving to another place of work associated with a business trip to one of the regions of the country or abroad;
stay on maternity leave to care for a child from 1.5 to 3 years (in case of using the right to receive maternity leave to care for the third child and others, the insurance period will not be accrued, regardless of which parent is on maternity leave);
involvement in public works;
serving a sentence for committing a crime;
caring for a disabled family member.

The difference between work experience and insurance is associated with the period when one of the citizens was officially employed or engaged in public activities, but did not pay insurance premiums. The presence of this type of experience is the main reason for the registration of social payments and other benefits at the enterprise, which is provided for by the Labor Code of the Russian Federation.

The reason for the beginning and end should be considered the fact of the conclusion and termination of the employment contract, as well as the clauses of the agreement that will regulate the relationship between the hired employee and management. The reasons that a government employee will consider valid in the event of a requirement to add seniority may be the following:

the person was in public service, including studying in one of the state institutions;
recording the fact of contributions to the pension fund in the event of a citizen’s lack of work activity;
the presence of special experience that falls under the category of both at the same time, which is associated with employment in an enterprise with harmful conditions.

According to current legislation, a citizen with at least five years of work experience can retire. However, such a step will not be associated with high pension charges. The amount of payments will increase accordingly with each additional working year.

During the calculation of pension payments, there may be certain exceptions in which insurance and continuous service can be compared with each other. In the event that the pension period is shorter, the calculation will be carried out on the basis of continuous work experience. This situation may be associated with the following features:

the gap between employment is more than thirty days;
one of the employees wrote a letter of resignation of his own free will and got another job, and the gap was no more than three weeks;
one of the spouses quit his job because the husband and wife were transferred to another region;
the mother is forced to care for a disabled child and is unable to work;
The woman took leave due to pregnancy.

If controversial situations arise, the insurance period is documented, but a pension worker who is interested in the difference between the insurance period and the general work experience will first of all find out whether the person was insured or not.

Work experience is usually called the duration of the period during which a citizen carried out work and other types of activities useful to society. This period was necessary when calculating social payments, benefits (sick leave, maternity leave, vacation pay, etc.) for all employees, as well as when calculating pensions for those citizens who had work experience before 2002. Starting from January 1, 2002, only the insurance period began to affect the amount of the pension.

Types of work experience:

labor itself - the duration of work and other types of activity, which were accompanied by deductions of contributions to the Pension Fund. Guarantees retirement after reaching the age limit;
civil service experience - the duration of work in positions in government agencies. Provides bonuses and pension payments in accordance with length of service;
special – the duration of a person’s working activity in conditions classified as stressful, harmful and unsafe for health and life in general. Ensures early retirement;
continuous – the total duration of employment with the same employer without termination.

The minimum total length of service required to obtain a pension was 5 years. At the same time, the amount of payments was also minimal. The amount of the future pension tended to increase with each subsequent year of service.

In the above-mentioned regulatory act, insurance experience is usually called the total length of time during which a person or his employer pays contributions to the Pension Fund. The main document according to which its determination is made is the work book. If some periods during which a citizen made contributions to the Pension Fund are not reflected in this document, other evidence should be provided - certificates, statements, salary accounts, employment agreement, etc.

What does the insurance period include?

Work experience for the insurance pension currently does not play any role. With its help, a person will simply have the opportunity to receive a labor pension. For example, for length of service.

What does the insurance period include? At the moment it is:

all the time of official employment;
period of leave to care for a minor (and a disabled child);
Military service;
the time during which the citizen received benefits as an unemployed person;
caring for a disabled person or an old person after 80 years of age;
paid membership in public works;
temporary disability;
staying with a diplomatic spouse abroad;
period of residence in a military camp where there are problems with employment;
being in prison if the citizen is ultimately acquitted.

Accordingly, even if a person does not officially work, he can count on an insurance pension.

In the Far North

According to Art. 32 Federal Law No. 400, for the appointment of a northern one, a minimum 15-year working period in the Far North or 20 years in equivalent territories is required.

In this case, the total length of service must be at least 25 years for men and 20 for women. In such cases, a preferential procedure for obtaining a pension is applied.

You can start receiving it 5 years earlier than your age:

men aged 55;
for women - at 50.

Previously, every 9 months of work in difficult climatic conditions was equivalent to 1 year, and since 2002 - to 1.5 years.

At the same time, the following periods can no longer be included in the northern experience:

unpaid holidays;
the time during which the person donated blood (acted as a donor);
a period of temporary unemployment (regardless of the fact of being registered with the employment center);
the time it took to quit due to staff reduction.

If a person was employed on a part-time basis, but at the same time worked in other places, this length of service is added to the northern one. There is also a separate instruction for shift workers.

In their case, not only the work activity itself is counted, but also the time spent arriving at the place of work and vacations between shifts.

Counting the period of military and army service into the insurance period

According to current laws, in order to calculate sick leave benefits, the period during which the man was in the armed forces is included in the insurance period. But here it is necessary to clarify the point that if this period was after 01/01/2007, then benefits are not paid. When this moment significantly reduces payments, they are compensated from the state budget.

On March 1, 2010, the insured fell ill. At the same time, he served for 6 years (until 12/31/06) and plus another 2 years until 12/31/08. The total length of service is 7 months. In this situation, both the period of service and work will be considered insurance experience, which will allow you to receive benefits at 80% of earnings. To this are added 2 years of professional service in a military position, which will increase the total length of service to 8 years and 7 months, and the benefit will increase accordingly. This will result in a difference of 20% between benefits, which will be compensated by the state budget.

In 2010, a law was passed stating that service is also now counted towards the length of service, which means that another year is added to such length of service.

What do they think?

Every resident of Russia should know the procedure for calculating labor and insurance length of service. It's not that difficult to figure this out.

The length of service is calculated in years, months, weeks and days. To find out the duration of a particular length of service, you will need:

Write down the moments of work (according to the work book) and the time of making payments to the Pension Fund.
Add up the corresponding indicators. Here it is important to take into account that insurance periods are considered together with insurance periods, and labor periods - with labor ones.

The data obtained is the experience of one type or another. It is recommended not to do the calculations yourself. Citizens often make mistakes when calculating the period of work and insurance coverage.

Evidence of insurance experience

There is a small nuance here: whether the person is already insured or not yet.

If insurance has not yet been issued, then the following points serve as evidence of this category:

Documents that can be issued by the employer or the relevant state municipal body.
Work record book with notes on previous places of work.
In the absence of a work record, employment contracts, certificates, excerpts from orders, service records, characteristics, etc. are taken into account. But they all must contain the appropriate marks

If a person is already insured, then an extract from the personal account is required, which is issued to a specific person and has an individual number. This is where all insurance proceeds are indicated. Such paper can be obtained from the territorial office of the Pension Fund.

The extent to which the person himself controls the maintenance of his documents will determine in the future how correctly he will receive a pension or other benefits.

Under hazardous working conditions

Resolution of the USSR Cabinet of Ministers No. 10 of January 26, 1991 provides 2 lists of professions that require special working conditions associated with danger and harm to health. Among them:

mining, metallurgical, chemical industries;
nuclear energy and manufacturing;
spheres of transport and communications;
pulp and paper mills;
enterprises for the production of medicines;
divers;
gas-electric welders - if they use substances of at least hazard class 3;
teachers who train personnel for the chemical industry, etc.

For persons performing such work, the total length of service required for retirement is reduced.

Conditions for disability pension:

Conditions of appointment	Men (years)	Women (years)
According to list 1 (critical level of danger)
Age	50	45
Total experience	20	15
According to list 2 (dangerous and difficult conditions)
Age	55	50
Total experience	25	20

To apply for a disability pension, you will also need documents confirming your right to such a preference. These include certificates from the employer about the special nature of the work, cards recording the actual time worked.

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