At what age will mothers of many children retire, the government explained

Pension reform for mothers of many children

One of the measures to mitigate the consequences of the pension reform, which began in 2020, is the provision of preferential conditions for retirement for mothers of large families with 3 or 4 children.
Taking into account the fact that the retirement age will be raised in stages (annually in 1-year increments), for the first time women born in 1965 and younger will be able to take advantage of the new benefit (see table of retirement of mothers with many children by year of birth). For women with 5 children, pension legislation already provides for early retirement. And according to the new law of 2018, nothing changes for them - such people with many children will still have the right to apply for a pension when they reach 50 years of age if they have the required insurance experience and the number of individual industrial complexes.

Note that for fathers with many children, the retirement age may also be reduced. The corresponding bill is being developed by State Duma deputies from the United Russia faction. You can read more in the article.

Application to the Pension Fund

As mentioned above, in addition to documents confirming the presence of a certain length of service and identifying the person, you need to provide an application.

It should include the following information:

• Full name of the applicant;
• Passport series and number;
• Citizenship;
• Insurance certificate number;
• Justification for pension recalculation;
• List of documents that are attached to the application;
• The date of preparation of the document and the signature of the applicant are indicated.

You can download a sample application for recalculation of payments by clicking on the link.

Easing pension reform for women with many children

For the first time, Vladimir Putin announced the easing of the pension reform for mothers of many children during his televised address to Russian citizens on August 29, 2020. He therefore proposed changing some basic provisions of the government’s proposed bill on raising the retirement age:

1. Reduce the new retirement period for women from 63 years to 60 years (that is, a total increase of 5 years instead of the 8 years proposed by the Government).
2. Those who, according to the old law, were supposed to retire in 2020 and 2020, will be able to apply for a pension 6 months earlier than the new retirement age.
3. Provide for the possibility of early payment:
   for mothers with three children - 3 years earlier than the new date (i.e. at 57 years);
4. for mothers with four - 4 years earlier than retirement age (i.e. 56 years).

This means that in connection with the reform, the retirement schedule for mothers with many children will change - now they will be able to receive payments early.

However, due to the fact that the amendment to the law provides for a fixed value of the retirement age (57 and 56 years), such a benefit can only be used from 2020 and 2021, since in 2019 the value of the generally established standard for women will be less than these values (55.5 years old).

Retirement age in Russia for families with many children

Despite changes in pension legislation, the rule on the right to early retirement for mothers with many children has remained unchanged. The same norm is enshrined in the Federal Law of December 28, 2020 No. 400-FZ “On Insurance Pensions,” which came into force in January 2020.

Website about the Pension Fund and the pension system in Russia

If a woman has three children, she will be able to retire three years earlier than the new retirement age of 57 years. If a woman has four children - at 56 years old. To do this, mothers of many children must have 15 years of insurance experience. Another mandatory condition is the education of each child until the age of eight.

• the total period of work when insurance premiums were accrued and paid for it;
• period of sick leave;
• when receiving unemployment benefits;
• maternity leave;
• maternity leave for each child up to 1.5 years, but ultimately no more than six;
• caring for a disabled child.

In order to simplify the procedure for applying for a pension, you must contact the client services of the Pension Fund departments at your place of residence in advance to carry out advance work with documents for assigning a pension.

What age do you retire if you have 5 children or more?

The right to benefits is determined by Federal Law No. 400-FZ “On Insurance Pensions” dated December 28, 2020. Such a mother with many children can receive a pension at the age of 50 if she meets the requirements for length of service, IPC, etc. This benefit is still relevant after the generally accepted retirement age has been increased. The table shows what conditions are needed to obtain the right to a pension:

The birth of a child is confirmed by his birth certificate, birth certificate issued by the civil registry office; raising a child up to the age of eight - with documents issued by housing maintenance organizations or local government bodies, and other documents provided for by the legislation of the Russian Federation.

We recommend reading: Military transportation documents for military personnel in 2020

Pension for mothers of many children with three (four) children

According to Law No. 350-FZ of October 3, 2018, signed by the President, pensions for mothers with three or four children will be assigned early - for them, the retirement age will be reduced by 3 and 4 years, respectively. You can take advantage of preferential pension benefits if the following conditions are met:

• The woman gave birth to three (four) children and raised them until they were 8 years old. In this case, children in respect of whom a woman has been deprived of parental rights or whose adoption has been canceled will not be taken into account.
• The required insurance experience for the assignment of an insurance (labor pension) has been developed - 15 years
• The total number of accumulated pension points (IPC) is not less than the standard value - 30 IPC.

If all of the above conditions are met, then mothers with three or four children, who raised them at least until they reach the age of 8, will have the right to leave early - upon reaching 57 and 56 years, respectively. And if the required insurance period or IPC value has not been accumulated, then payments can be issued only after achieving the required indicators.

Peculiarities of retirement for mothers of many children under the new law

If at least one of the above conditions is not met, the woman will not be accrued a pension on preferential terms. Mothers with many children who have been deprived of parental rights will also not be able to go on vacation early.

What does the new law say about pensions for large families?

Thus, mothers of many children can apply for various types of support from the state, which includes early retirement. To do this, they must personally submit an application with other documents to the territorial department of the Russian Pension Fund. It is important to have a certain number of insurance points and the required insurance period.

Initially, it was assumed that women with 3-4 children would retire along with others. In September 2020, President V.V. Putin proposed introducing mitigating amendments to reduce the retirement age according to the number of children.

At what age does a mother of 3 and 4 children retire?

As noted above, the Presidential amendments suggest that:

• According to the new law, the retirement age for families with many children will be fixed (if a woman gave birth and raised three children - 57 years, and if she has four - 56 years);
• it will not depend on the conditions of the transition period 2019-2028, when the retirement period for women will be increased in stages from 55 to 60 years.

This means that in the first years of the reform as such, early exit is not provided for mothers of many children - women with many children will receive payments in accordance with generally established standards, taking into account transitional provisions.

The retirement schedule for mothers with three and four children can be presented in the form of a table:

Note: PV is the retirement age in the corresponding year; GVP - year of retirement.

Thus, the first to retire, taking into account the new benefit proposed by the President, will be able to:

• women with four children - already in 2021, when the generally established age will be 56.5 years, and mothers with many children will be able to receive a pension six months earlier - at 56 years old;
• women with three children - in 2023, when the general retirement age is 58 years old, they will be able to retire one year earlier (at 57 years old).

Retirement of women with many children under the new law

As noted earlier, due to the transitional provisions of the law on raising the retirement age in the first years of the reform, mothers with many children will not be able to take advantage of early registration - they will retire according to generally established standards, like other women.

• Women born in 1964, who according to the old rules were supposed to retire in 2020, will not take advantage of “early” registration:

For 2020, the age standard will be set at 55.5 years, which is less than that provided for mothers with many children (56 and 57 years). Therefore, mothers born in 1964 payments will be made on a general basis - at age 55.5 in the second half of 2020 or the first half of 2020.

• The first who will be able to take advantage of the benefit will be women born in 1965 with four children - they will have the right to receive payments in 2021 upon reaching 56 years of age, while the generally established standard will be 56.5 years.
• Mothers of three children will begin to apply for pensions early (at age 57) in 2023—this will affect women born in 1966. and younger, for whom the generally established withdrawal period will be 58 years.

Let's present information on women's retirement by year of birth in the form of a table:

Note: PV is the retirement age in the corresponding year; GVP - year of retirement.

What age should you retire if you have 5 children?

Pensions for mothers of large families with five children will be assigned according to the old rules - as they were established before the reform. According to clause 1, part 1, art. 32 of Law No. 400-FZ “On Insurance Pensions”, for women with 5 children, an old-age insurance pension can be assigned earlier than the generally established age standard - 50 years. The law on raising the retirement age will not affect this category of women at all - for them, the benefit during the reform will be preserved, and the age limit will not shift.

The conditions for granting early payment processing for them remain the same:

• Must have accumulated 15 years of experience and 30 pension points (IPC).
• 5 or more children must be born and raised before they reach 8 years of age.

The amendment to the law proposed by V. Putin supplements the list of requirements with one more additional condition: children in respect of whom the mother was deprived of parental rights or whose adoption was canceled are not taken into account.

If all the above requirements are met, a woman can receive early pension payments upon reaching 50 years of age. You can present the retirement schedule by year of birth in the form of a table:

Pension for a mother of many children in 2020 – latest news

Those mothers who have given birth and are raising three or more children are considered to have many children. The state values ​​such women and provides them with financial support in old age. The benefits under the law on the pension of a mother of many children concern not only additional benefits, but also the future pension of a woman with many children.

• 1 Increasing pensions for mothers of many children in 2020: latest news
• 2 What is the pension for a mother with many children?
• 3 How is the pension of a mother of many children calculated?
• 4 What documents are needed to apply for a pension for a mother of many children?

Increasing pensions for mothers of many children in 2019: latest news

With the onset of 2020, mothers with many children will have the opportunity to retire earlier than expected. This innovation was introduced in the pension reform in the fall of 2018 after Vladimir Putin’s bill (Article 28 of Federal Law of the Russian Federation No. 173 “On Labor Pensions in the Russian Federation”). Early exit, based on the amendment, will become available only to those women whose insurance coverage is at least 15 years (does not apply to women living in rural areas).

The more children a woman has, the earlier their retirement age will come. For example, mothers of five children will be able to retire at just 50 years old.

What is the pension for a mother of many children?

The bulk of a woman’s pension is the same as that of ordinary citizens. Her work experience and pension. the coefficient will be calculated in exactly the same way. The size of pension payments will primarily be determined by its deductions from salaries and insurance experience.

And the basic pension of a mother with many children will be increased by an allowance for having many children, which will vary depending on the number of children in the family. Also, as mentioned earlier, benefits will allow the mother to retire much earlier.

The nuances of early retirement are as follows:

1. A mother will not be able to retire early if she raised five children, but lost parental rights to 1 of them before the child reached the age of 8 years. If there are six children, but she is deprived of rights to two, the situation is similar. And on the rise.
2. If the mother was deprived of parental rights later - the child has long since turned eight, her right to early retirement remains in force (if other conditions have been met).
3. If a woman has obtained the necessary work experience while earning money in the Far North, then she can retire early with two or more children.

If a woman is 80 years old, the pension will be recalculated and will be increased additionally. Supplements will depend on the number of children:

• if there are two children, then from 6,440 to 12,800 rubles will be added to the pension;
• for three children they will add from 7200 to 14400 rubles;
• for 1 child they can add from 4,000 to 11,200 rubles.

Additional conditions for mothers to receive an increased pension were developed:

• children must have been born before 1990;
• mother was supposed to retire in 2020.

The procedure for obtaining state support for mothers of many children

Not everyone can receive the privileges provided for by law.

What criteria should a pension be assigned to mothers with three children? The law states in plain text, namely:

• there are at least five children in the family (as mentioned above, this number may be different, depending on the specifics of regional regulations);
• the youngest child must be 8 years old when the mother contacts the Pension Fund office;
• insurance experience must be at least 15 years;
• throughout the entire period of work, the mother must receive 30 pension points or more;
• Mom meets the age requirements - she is already 50 years old.

There is also an alternative option, but it is relevant for women who live and work in the North.

conditions apply in this region :

1. adoption or birth of at least two children;
2. the level of the individual pension coefficient is at least 30 points;
3. insurance experience – at least 20 years;
4. Minimum 12 years of work experience at enterprises located in the Far North. If the area is equivalent to a KS - 17 years.

Pension Fund employees reserve the right to refuse to receive a preferential pension if the mother has not raised at least one child until the age of eight. For example, the baby died, the citizen was deprived of parenting rights, and so on. If the last procedure was carried out in court, in fact it will be considered that the number of children is one less than in fact.

Important! Termination of payments after successful retirement due to deprivation of maternal rights is not provided for by law. It is believed that the mother should receive state support in any case.

Features of acquiring the status of a mother of many children

Adopted children are registered on the same basis as their relatives.

If a child’s birth certificate indicates a woman as a mother, from the point of view of legislation, this means that she is raising the baby from the first minutes when he was born. It makes no difference when exactly the child was adopted.

The regulations are designed in such a way as not to take into account children from different marriages who, at the time of applying to the Pension Fund, live in the same family. In other words, half-sisters and half-brothers do not count. This fact is only changed by the method of adoption, which will ultimately lead to a total number of five.

Mother living separately from children

In most cases, citizens do not know what the laws on pensions for mothers of many children say regarding cases where a woman lives separately from her children. In this case, the pension fund does not have the right to issue a refusal. Only deprivation of parental rights has a negative impact on the final result.

Thus, the government assigns to the regions the right to independently determine the number of children in the family, at which the mother can receive the status of having many children and retire early. The remaining conditions are identical. The exception is residents of the Far North who live in difficult climatic conditions. In this region, the requirements for mothers are more lenient.

How is the pension of a mother of many children calculated?

The final pension amount for mothers with many children will depend on the following factors:

1. The amount of deductions withheld from the mother's salary.
2. Work experience.
3. IPK.

In 2020, pensions for mothers with many children will be calculated from two amounts: a fixed (labor) payment and an insurance payment. Mothers of many children (especially heroine mothers) spend a significant part of their working experience on maternity leave, for which she is awarded points. For a first-born, a woman receives 1.8 points, for two – 3.6, and for three, respectively, 5.4. No points are awarded with four or more children. By the way, maternity leave is also included in the length of service - one and a half years for each child. But in total, no more than six years are taken into account (for four children).

IPC is an abbreviation for the concept of “individual pension coefficient”. It denotes the very points awarded to a woman for children. The amount of the insurance pension will be calculated using the formula:

Pension = IPC * SPK (the value of the pension coefficient).

How much will they add to your pension? In numbers, the surcharge will look like this:

If you have any questions or complaints, please let us know

• for one child the amount of additional payment will be 3416 rubles;
• for two – 4270 rubles;
• for three children – 5124 rub.

What documents are needed to apply for a pension for a mother of many children?

To apply for an increase in pension and ensure early access to it, a mother of many children needs to contact the Pension Fund of Russia. Increases will not be accrued automatically - the process begins in the order of application. A woman will need to collect the necessary package of documents:

1. The application itself. It must be correctly composed, with a well-formulated request.
2. A copy of the Russian passport - confirmation that the mother has Russian citizenship, and her age is suitable for early retirement.
3. SNILS (a document in the form of a plastic card).
4. Employment history.
5. Other documents that confirm the required work experience of a mother of many children. Read more about the transition to an electronic version of the labor document.
6. Certificates and documents about the current individual pension coefficient. They can only be issued at the regional center of the Pension Fund.
7. Copies of passports or birth certificates of each child.
8. If necessary, adoption documents.
9. A document confirming social status - a certificate of a mother of many children. It must be pre-issued, since the document has its own specific validity period - 1 year.

Related topics:

• Pension for a serviceman’s wife after his death How to reimburse burial costs Family members and those wishing to take over the burial process themselves must provide…
• 1964 pension Calculation of pensions for women born in 1964 - formula, points, IPC and calculatorAccording to the upcoming pension...
• Civil pension for military pensioners Details about a mixed pension: military and civil In accordance with the law, Russia is a social state, and...

Latest news on changes in the amount of payments after August 1, 2020

The Russian Pension Fund has made an adjustment, as a result of which, from August 2020, state benefits for working pensioners will be recalculated and increased.

The size will be influenced by the following factors:

• The amount of a person's salary. The higher the salary, the more tax is deducted to the Pension Fund; accordingly, the increase in benefits will also be higher;
• Experience at the place of work. The length of stay at work after reaching old age has an impact;
• Number of years. The older a person is, the higher the benefit increase will be.

In addition, disabled people and people who have lost their breadwinner have the right to recalculate their pensions in 2020.