NPF Transneft official website regulatory documents

Information about NPF Transneft

The non-state pension fund Transneft was founded in April 2004. The company provides services in the pension sector. Clients include both individuals and corporate employees. It is noteworthy that since 2004, the fund began paying out the funded part of the benefit.

However, in July 2020, the NPF was reorganized into JSC NPF Transneft in accordance with regulatory documents published on the Internet.

Profitability

Growth rates between 2013 and 2020 presented in table form:

Client base

Participants statistics:

Volume of reserves and savings

These indicators indicate the amount of funds placed with NPF Transneft for a certain period for all clients. The fund attracts funds by two methods - savings from citizens through insurance and the availability of reserves from non-state provision.

Fund ratings

The Pension Fund of Transneft JSC participates in ratings conducted every year by the NRA agency. The information on which the analysis is based is provided by the Central Bank of Russia.

Reliability

In 2020, the Expert RA agency assigned an A++ reliability rating, i.e. the highest. However, the stable status was soon revoked due to a refusal from the organization to transfer and update information.

In 2020, the NPF Transneft fund is not a participant in the rating from the National Agency.

Pension products

NPF Transneft offers to invest pension savings in various programs - voluntary, compulsory or corporate insurance. After the citizen selects the appropriate product, it is necessary to conclude a service agreement and send an application to the Russian Pension Fund.

Non-state pension fund Transneft

NPF Transneft has been operating since 2000. The fund was created as a subsidiary of Transneft PJSC to provide pension services to companies of any form of ownership and citizens. Payment of non-state pensions began in 2004. Since 2020, the organization has been operating in the format of a joint-stock pension fund.

About the fund

By the end of 2020, over 24 thousand people received this type of pension payment. The formation of pension savings in the fund is available to everyone. Pension provision consists of compulsory pension insurance and non-profit pension provision.

When concluding an agreement on non-state pension provision with NPF Transneft JSC, the client is provided with certain opportunities:

• Determining the frequency of contributions, i.e. their frequency;
• Establishing or changing the amount of such contributions;
• Changes in the frequency of accrual of non-state payments (reduction or increase);
• Suspension or resumption of payments without terminating the contract.

Important! If money under an NPO agreement is contributed by the client for his own benefit, it is not subject to personal income tax. https://www.youtube.com/embed/Oxc8kym4Cac

The essence of the activity of the Transneft pension fund is the formation of a certain amount in the client’s personal account by the time of his retirement. This allows you to issue lifetime payments or an urgent regime for receiving a non-state pension.

Official website

The official website of NPF Transneft https://npf-transneft.ru provides complete information about this organization: founders, structure, investment policy, management companies. Here you can find financial performance data, annual reporting and data on the questions that users most often ask.

The resource contains schemes and documentation on voluntary pension provision, as well as the features of compulsory pension insurance:

• Savings of citizens;
• Transferring money to the fund;
• Support options;
• Transfer of savings to another insurer;
• Payment of funds, including to legal successors.

Special schemes have been developed for legal entities that comply with the law. Through the fund’s corporate programs, the employer can provide employees with a decent level of pensions in the form of an increase in government payments.

Transneft corporate pension

The size of the Transneft corporate pension cannot be calculated in advance. The indicator depends on the time the employee joined the relevant program, the length of his work experience, the duration of the transfer of funds to the fund, as well as the choice of system. Employees are offered three options: savings, insurance, and accumulative.

The employee's income level also plays a role. The provision is about 40% of the salary level at the last place of work. From time to time, the level of provision is adjusted in accordance with the current cost of living. This process is called indexing.

The non-state pension fund Transneft offers a high level of security, including for old age. The minimum payment amount is 1,000 rubles. Qualified workers can count on more significant amounts.

Good to know! Pension contributions are made to the fund only in Russian rubles. The investor can enter into an agreement in his own favor or in favor of other persons.

reliability and profitability of Transneft

RA "Expert" confirmed the fund's reliability rating at the level of "A++" with a stable forecast. This is the maximum indicator indicating high reliability.

However, in 2020 this rating was withdrawn due to the expiration of the validity period. NPF refused to update the data.

The profitability of Transneft by the end of March this year was equal to 1.79% according to OPS, such data were provided by the Central Bank. Pension payments amounted to 5,861.20 rubles. For non-state collateral, by the same date the yield level reached 3.35%. Pension payments amounted to 698252.30599 rubles.

In addition, Transneft is a group of companies that own approximately 50 enterprises in different economic sectors.

Accordingly, the fund has the opportunity to diversify investments by investing in heterogeneous groups. This allows us to minimize the risk of losing the savings of NPF clients.

Contact information and personal account

NPF Transneft is located in Moscow at the address: st. Shchipok, 5/7, pp. 2,3. The necessary information can be obtained by calling (499) 799-8569 and (800) 700-9529, as well as by email. The site has a form for providing feedback. Personal account services are not provided.

Legal relations

To transfer to the fund, standard insurance rules apply to NPF Transneft, i.e. a citizen must sign an agreement to manage pension savings.

Conclusion of an agreement with a compulsory pension insurance company

Procedure for concluding an agreement:

• personal visit to a company division with documents (originals only);
• submit the agreement with a note indicating that you have read the current rules, as well as consent to the processing and transfer of personal information;
• fill out the form according to the established template.

For this you will need the following documents:

• passport;
• SNILS;
• TIN.

Important! If documents are sent by Russian Post, then all papers should be endorsed at a notary office. However, certification by the standard method is allowed - the presence of the applicant’s personal signature.

Termination of an agreement

To terminate the contract with the Joint Stock Company Non-State Pension Fund Transneft, you must receive appropriate notice. The text of the letter must contain an indication that the savings have been transferred to the account of another NPF. The procedure must be completed by the end of December of the current reporting period.

If you submit an application for a change early, the citizen loses all investment profits received in the current reporting period. Additionally, a restriction has been introduced on transferring to another fund if the insured person does not have 12 months of service in this company.

Mandatory inheritance by law

If documents for entering into an inheritance are sent by mail, then the deadline begins to count from the date of sending.
That is, the number that will be indicated on the envelope. Some assignees are interested in how to receive only part of the property. The answer is clear - it is impossible. The legislation does not provide for such entry into inheritance by law. Usually, if the successor agrees to accept the property of the deceased, then he accepts its entire volume. This suggests that he also accepts the debts of the deceased. If there are several heirs, then the debt obligations are divided equally among all. The share of transferred property is also taken into account.

The transfer of property under a will has one important nuance: regardless of what the testator indicated, there is a “mandatory share”. This means that part of the inheritance, regardless of the will, is due to a person who is included in the following list:

• minor children;
• children disabled for health reasons;
• disabled dependents of the deceased. These may be disabled spouses, as well as disabled relatives living with the deceased.

Their share is half of what was specified in the will. These categories of persons have full right to inheritance and can only be deprived of it through the court.

If the time to claim your right to the property of the deceased has been missed, then the consent of all heirs is necessary to restore it. In cases where there is only one legal successor and the deadline has been missed, then, for example, in order to inherit an apartment according to the law, which has already been transferred into state ownership, it is necessary to restore your rights through the court.

Stages of restoration of rights to inheritance under the law:

• Obtaining the consent of the heirs orally.
• Written consent of the heirs, certified by a notary.
• Revision of the shares of each heir.
• Cancellation of a previous certificate of inheritance.
• Production of new certificates.
• New registration in state registers.

This algorithm is used quite rarely, since not all heirs agree with the reduction of their shares. Therefore, more often the term is restored through the courts.

A lawsuit is filed in court. The heirs act as defendants. To file a claim there must be appropriate grounds:

• Missing a deadline for a valid reason. These include serious illness and helplessness of the heir.
• Ignorance of the heir about the inheritance.

The law restores lost time after the obstacles have been eliminated.

To avoid problems, open an inheritance and enter into rights, it is necessary to submit all documentation to the notary no later than 6 months after the death of the citizen. According to the law, this is the time necessary to verify the degree of relationship and other information. After this, a certificate of right to inheritance is issued.

Sometimes a citizen is deprived of property automatically if the statute of limitations for the procedure has expired. In order for the right to be restored, you need to write an application. It must indicate a valid reason why the document was not completed on time.

Official website and hotline numbers

NPF Transneft has an official website, where your personal account is presented at https://npf-transneft.ru. The organization’s portal contains information about the founders, structure, and investment policy. Users can review financial performance, review annual reports, and read frequently asked questions.

The site also contains the procedure for concluding an agreement, documents on voluntary provision and features of pension insurance:

• savings;
• how to transfer funds to the fund;
• methods of provision;
• procedure for transferring savings to another organization;
• payment of the funded part of the pension through NPF Transneft, including to heirs.

Advice! If questions arise or errors are recorded in the operation of the portal or personal account, the user can contact the hotline 8-495-950-81-78. The organization’s employees will provide comprehensive support in resolving the problem, as well as answer any questions you may have.

Transneft corporate pension

The size of the Transneft corporate pension cannot be calculated in advance.

Attention

However, the stable status was soon revoked due to a refusal from the organization to transfer and update information. In 2020, the NPF Transneft fund is not a participant in the rating from the National Agency.

Pension products

NPF Transneft offers to invest pension savings in various programs - voluntary, compulsory or corporate insurance. After the citizen selects the appropriate product, it is necessary to conclude a service agreement and send an application to the Russian Pension Fund.

Personal Area

To make your stay more comfortable, NPF Transneft has a personal account in which you should register. This will allow you to perform various actions. To complete the authorization procedure, you will need to create a login and password. It is noteworthy that information about income received is strictly confidential and is therefore provided only to registered users.

Site features

The personal account allows clients to independently follow the news and study actions taken in relation to savings. In addition, the “Check Balance” function is available. This section displays the balance of funds and static information about the profit received.

Obtaining information about your savings

At NPF Transneft, you can check your funded pension by personally contacting a division of the organization. Information about the company’s work is posted on the official website, as well as in your personal account.

Advantages and disadvantages of the Elektroenergetiki pension fund

NPF implements two main types of programs - for companies (corporate option) and for individuals (individual option). The first type involves 3 packages of pension solutions:

• base;
• standard;
• extended.

Basic allows companies to save budget and attract other sources of pension financing in the person of the employees themselves and the state. The standard package is more suitable for medium-sized companies - it combines both mandatory pension insurance and an individual pension plan.

Private programs will give clients the opportunity to decide for themselves exactly how contributions will be made and what their size will be. A flexible approach will allow everyone's interests to be taken into account. On the website you can see several packages of plans - personal, family and investment.

Having decided on your own preferences, you can conclude an appropriate agreement. More detailed information about the nuances of this process can be found on the official website of the fund.

The leading agency conducting reliability analysis has assigned it the status: “A”, which confirms the maximum degree of reliability and profitability of the organization. The average level of increase in deposits in 2020 is 9% per year.

NPF "Electroenergetics" has been operating for 23 years

Please note that during all this time the company has never violated its pension obligations and has a perpetual license

The main disadvantages of NPFs include:

• the client base has age restrictions (persons born after 1967 can become investors);
• regular delays in pension payments;
• citizens who get a job in an energy organization are required to sign an agreement;
• extremely slow speed of work of NPF employees.

How is the property of one of the spouses inherited?

In order for the second spouse or children to receive the property of the deceased from the community property during the marriage, an “inherited part” must be allocated by law. That is, the living spouse first receives his share of the joint property. After this, he enters into rights through the procedure of inheriting the due portion of the property of the deceased.

As a rule, the allocation of such a part can be carried out without legal proceedings. If no questions arise, the notary, based on the documents provided, allocates the property for inheritance. If such issues cannot be resolved in the usual manner, they are resolved through the courts.

What documents are needed

In order to register an inheritance case and assume his rights, the applicant must prepare and submit a package of papers:

• Death certificate of the testator.
• Passport of the heir.
• Certificate from the last place of residence of the testator. If a person lived outside the country, you need to make a request for official registration.
• House book.
• Technical or cadastral passport for property from the State Register.
• Documents containing information about the estimated value of an entire estate or a specific share.
• Certificate of right to inheritance.
• A document confirming the absence of debt on property.

If you are registering the right to accept an inheritance in the form of bank deposits, you need to prepare an account opening agreement or a savings book. When all issues are handled by a trusted person, a power of attorney and an identity card are attached to the package of documents.

They can be divided into 3 categories:

• Evidence of death. Usually this is a death certificate, a certificate from the Federal Migration Service or an extract from the house register, which will confirm that the citizen lived in that particular place before his death.
• Certifying the right to inheritance. These include documents such as the heir’s passport, a document on kinship. Relationship can be confirmed by a birth, adoption or marriage certificate. Sometimes there may be errors in some documents, for example, in a passport the surname is written not with an “a”, but with an “o”, then the right to inheritance will have to be established through the court.
• Additional documents. They are installed depending on the case, since in each individual case they are different. This could be a disability certificate, pension certificate, etc.

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