Regional maternity capital in 2020: changes, indexation, latest news

Federal maternity capital

Federal maternity capital (FMK) is a form of state support for families with children. It has been allocated since 2007 on the basis of December 29, 2006 and the by-laws adopted on its basis from the budget of the Russian Federation.

In accordance with Art. 3 of the law, the right to FMC arises after the birth of two or more children in a family, regardless of whether they are natural or adopted. From 01.01.20 it will be possible to receive it at the birth of the first child.

Since the assistance is called “maternal”, the main recipients are mothers. But male fathers can also exercise this right when they are the only parents.

In 2020, the size of the FMC is indexed and amounts to 466,617 rubles.

MK money cannot be spent only at the will of the recipients. The law obliges the targeted spending of assistance within one of the following areas:

purchase, construction or reconstruction of residential premises;
educational expenses for children;
formation of a pension for a woman;
socialization of children with disabilities;
formation of benefits if the family is in need.

Find out in more detail about the federal maternity capital, its size and changes in 2020.

Laws of the Russian Federation 2020-2020

According to Part 2 of Art. 6 of Federal Law No. 256-FZ of December 29, 2006, the amount of maternity capital is subject to annual revision taking into account the projected level of inflation. This provision was implemented until 2020, but due to the difficult economic situation, indexation was suspended (Article 12 of Law 444-FZ of December 19, 2020 on changing the provisions of certain legislative acts). The next indexation will take place on January 1, 2020.

Initially, it was assumed that maternity capital would be frozen for one year, but in September 2020, Maxim Topilin announced that in 2020 the size of the MSC certificate would also not increase. The head of the Ministry of Labor explained this decision by the fact that maternity capital in most cases is used to purchase housing, and prices for it have not been rising recently. Before the decision to freeze was made, it was planned that in 2020 maternity capital would increase by 4.8 percent - to approximately 475 thousand rubles.

Regional maternity capital

Now let’s figure out what regional maternity capital (RMC) is. This is, in fact, an additional form of assistance to married couples with children, formed at the regional level by local leadership at the expense of the budgets of the constituent entities of the federation.

In some regions, the RMC existed before this (for example, in the Smolensk region since 2008), but the mass implementation of such programs began after the corresponding task was set by the President of the Russian Federation in 2011. As a result, regional family maternity capital operates today in almost 80 constituent entities of the federation.

The central government does not influence the regulation of RMC: regions can independently accept or cancel programs, determine the amount of assistance, the direction of its expenditure and the criteria for recipients.

The main metrics of regional programs differ from each other in different subjects of the federation. The main criteria that determine them:

birth rate in the region. RMC is an incentive to increase the birth rate, so in some regions with high birth rates little assistance is provided or there are no programs at all. In regions with low birth rates, on the contrary, regional maternity capital is a priority program, and the amount of assistance is constantly increasing.
level of well-being of the population. As you know, it can differ significantly from region to region. The higher the level and capabilities of budgets, the higher the size of maternal capital.

Regional assistance operates in parallel with federal assistance, that is, receiving a FMC does not exclude the possibility of receiving a RMC.

Like federal assistance, it is assigned only once and excludes the possibility of repeated registration when subsequent children appear.

We also note that maternity capital in the constituent entities of the federation has many similarities with the federal program, but at the same time it has many differences.

Maternity capital for a second child in 2020: changes and latest news

Important . Today there are regional maternity capitals. They are provided for the third child. You can find the requirements for their use below. In some regions, money is issued in cash, but you must provide documents showing exactly where it was spent. It is required that they be used specifically for the benefit of children. If a family plans to build a house, then it is possible to receive various subsidies and compensation, which in some cases amount to up to 75% of the cost of the property.

Step 2. An agreement is concluded to issue a loan against maternity capital. It will go towards paying off the debt. Next, you will need to contact the employees of the MFC or Pension Fund to manage the money. It is possible to provide papers for existing housing, which allegedly was previously purchased on credit.

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Legislation on RMC

There is no unified legislative framework regulating the allocation of regional maternal assistance throughout the country. The federal government does not interfere in issues of demographic stimulation, placing the initiative in the hands of the leaders of the constituent entities of the federation.

Each region must independently adopt regulations introducing maternity capital in the subject of the federation and regulating issues of its allocation.

It is impossible to unequivocally answer the question from what year the maternity regional capital operates - the date will be different in different regions. For example, in the Amur region the corresponding one was adopted only on January 27, 2012. In the Moscow region, it was released on January 12, 2006, although the capital itself was actually introduced only after 2011, when changes were made to the law.

The Smolensk region is considered to be the pioneer, where the regional Duma adopted Law No. 15-z on February 26, 2008, becoming the first region to establish the RMC.

The bulk of the regions that adopted the necessary legislative acts joined the number of regions with maternal capital in 2012 after the instructions of the President of the Russian Federation.

Typically, the structure of regional legislation on RMC includes:

regional law, government decree, decree of the head of the subject of the federation, putting maternity capital into effect;
resolution of the Government or regional administration on the procedure for registration and issuance of a certificate;
resolution on the procedure for disposing of the certificate.

Depending on the region, the completeness of the regulatory framework may differ.

Differences between regional programs and federal ones

Despite the general focus and sometimes coinciding metrics, federal and regional maternity capital differ significantly from each other. The lack of a common regulatory framework and different levels of regulation have made these differences inevitable, which only creates certain regional specifics, but is not a problem.

The main differences concern:

Source of financing expenses. PMK is financed from the state budget, while RMK is financed from the funds of the federal subject.
Amount of payment. At the state level there is a fixed size, and the regional MK differs from subject to subject, sometimes even several times.
Conditions of receipt. State assistance is assigned according to uniform rules for all Russian families who have a second child, and RMK in each region - according to individual rules.
Directions for use. Both programs are targeted, although the list of areas for using regional maternity capital is usually wider than that of the state one.

Having considered the differences between PMK and RMK, we can come to the conclusion that these are completely different programs. The only thing they have in common is their common goals, the tools they use, and their name.

Is maternity capital indexed? Is the balance of maternity capital indexed?

The initial MK amount of 250 thousand, established in 2007, has now almost doubled, which is due to mandatory annual indexing (Federal Law No. 256, Article 6, Clause 2). MK can be implemented either completely or in parts (Federal Law No. 256, Article 7, Clause 3).

When using the benefit in parts, the part that remains in the account at the time of corrective actions is subject to indexation (Federal Law No. 241 2010/28/07 clause 2; Federal Law No. 256 Article 6 clause 2).

Information on expenses of family (maternity) capital and its balance is provided by the Pension Fund annually, if the amount has not been fully spent by the user.

Amount of assistance under regional programs

The question of how much regional maternity capital is in 2020 is of considerable interest among parents. There is no definite answer to this - the size is determined by regional authorities, and therefore differs significantly from region to region.

The range of specific amounts is amazing. For example, in Dagestan it is only 10 thousand rubles, in the Yaroslavl region - 56 thousand rubles, in the Leningrad region - 117 thousand rubles, but in the Yamal-Nenets Autonomous Okrug the size of regional maternity capital in 2020 reaches 350 thousand rubles!

The differences are due to the demographic situation in the region and the economic capabilities of the local budget.

For example, in Chechnya, where most families have large families, there is no RMC program at all. In the Far East, the situation with the birth rate is much worse, but the regional maternity capital program is present in every region, and the specific amount of assistance in almost every region starts from 130 thousand rubles. Thus, in the Khabarovsk Territory the size of maternity capital reaches 200 thousand rubles, in Sakhalin - 204 thousand rubles. Although there are such exceptions as Primorye, where the size of the RMC is only 30 thousand rubles.

On average across the country, the level of assistance under regional maternity programs rarely exceeds 100-115 thousand rubles. In some cases it is even significantly lower:

Astrakhan region – 58.7 thousand rubles;
Belgorod region – 55.3 thousand rubles;
Rostov region – 117.7 thousand rubles;
Ryazan region - 64.6 thousand rubles;
Saratov region – 100 thousand rubles (until 2020);
Krasnodar Territory - 115.2 thousand rubles;
Chelyabinsk region – 50 thousand rubles;
Murmansk region – 121.6 thousand rubles;
Kemerovo region - 130 thousand rubles and so on.

The amount of assistance provided by a regional maternity certificate may also depend on the number of children. For example, in Kamchatka, the parents of the third child will receive 132.4 thousand rubles, while for the sixth offspring the RMK is provided in the amount of 331.6 thousand rubles.

Check the size of the RMC for 2020 with the social protection authorities or PF of your region.

Maternity capital for the birth of a child in 2020 - latest news

Obtaining education on a paid basis. These must be institutions that have a license to conduct educational activities.
Payment of utilities and rent during education.
Transfer of funds for preschool development and education of children.

Payments are possible for children born no earlier than January 1, 2020.
The average monthly income for each family member should not exceed the subsistence level by one and a half times. The payment itself is provided in the amount of the required minimum per child.

10 Jun 2020 lawurist7 148
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Conditions for receiving RMC

Due to the lack of a unified legislative framework, each region itself determines who is entitled to regional maternity capital. As a rule, the criteria for assigning maternal and sometimes paternal assistance differ not only from the federal program, but also from region to region.

Among the main criteria giving the right to receive an RMC are:

Amount of children. Most regional programs apply to families with a third or subsequent child. However, there are exceptions here. For example, in Dagestan, according to clause 1 of May 31, 2017, social support measures are provided only upon the birth of the fifth, tenth child, or several children at once. In the Moscow region, according to Art. 20.2 dated January 12, 2006, regional maternity capital is provided for the second child or any subsequent child. In Magadan, the right to RMC arises even for those who have given birth to their first child, and in Chukotka, the amount of assistance increases with the birth of each child.
Place of residence and citizenship. In each region there is a rule: in order to receive a RMC, both parents and children must be citizens of the Russian Federation and have permanent residence in the territory of a specific subject of the federation. Sometimes you need to live in the region for the last several years, for example, in the Stavropol Territory (10 years).
Financial situation. For example, in the Kostroma region, according to October 5, 2007, only those who are registered as needing improved living conditions can receive RMC. And in Dagestan, the right to local assistance arises only if a family is registered as low-income.
Duration of the program. It is important that the child eligible for RMC is born within the program period. For example, in the Magadan region, the first-born child, who gives the right to payment, must be born after the beginning of 2020, otherwise the right to assistance does not arise. In some regions, the program has ceased to operate altogether, and children born after its end are not eligible for payment. For example, in the Sverdlovsk region, regional maternity capital for a third child is issued only if he was born before December 31. 2020.
Other conditions. In each region, additional conditions may be imposed: the age limit of the parents (mothers 19-25 years old), the presence of a mortgage loan, urgent use of the certificate or the possibility of using it after a certain time (1.5-3 years for the child).

The main purpose

Maternity capital is non-cash and not taxed; the amount of state assistance is subject to adjustment in accordance with inflation.
Receiving it in cash is possible in exceptional cases - only in a fixed amount for all families and upon issuance of a special government order (Federal Law No. 72 2009/28/04; Order of the Ministry of Health No. 245n 2009/15/05; Federal Law No. 88 2015/20/04; Federal Law No. 181 2016/23/06).

Only four times during the entire period were small organized payments made, which was due to the worsening economic situation (anti-crisis benefits). One-time payments were made for the current expenses of families and did not require reporting.

All attempts to express maternity capital in cash are regarded as fraudulent actions and are considered in the light of Criminal Code Article 159.

Maternity capital, like no other benefit, is tied to Russia (Federal Law No. 256 “On additional measures of state support...” 2006/29/12 edition 2016/03/07):

MK can be implemented exclusively on the territory of the country;
the place of birth of the child who initiated the benefit must be Russia;
citizenship of the parents (or one of the parents) – Russian Federation;
The child’s citizenship is Russian Federation.

The real user right in relation to family (maternity) capital arises from parents no earlier than the child tied to the targeted government benefit turns 3 years old (mortgage is an exception). It is very important that his date of birth be 2007 or later (but not earlier).

Applicants for family capital (Government Decree No. 873 “On the procedure for issuing a state certificate...” 2006/30/12) are:

women who directly gave birth to the 2nd, 3rd, etc. a child or those who have adopted one;
men who, due to circumstances, have become (or are) single and independently adopt a 2nd, 3rd, etc. baby;
children themselves under 18, if their parents died or lost parental rights;
a child under 23 if he is studying full-time.

Cancellation of the adoption of a “causal” child entails the cancellation of this state support. The husband's children from a previous marriage adopted by the mother are not considered as a basis for receiving maternity capital, that is, in this case they are not counted in the “total amount”.

If a child dies during childbirth, then he does not bring the family the opportunity to take advantage of the agreed benefit. A child who died a few days after birth can be considered a reason for providing the family/mother with maternity capital (Federal Law No. 241 2010/28/07).

Directions for using maternity benefits

There are not many options for using funds from the targeted allowance; they are strictly outlined by the state itself:

purchasing housing for a family (including loans and mortgage payments Federal Law No. 288 2008/25/12);
housing construction;
payment for construction work and compensation for construction-related expenses;
children's education, including kindergarten (PP No. 648 2014/14/07), after-school education, payment for accommodation in a hostel during the period of full-time study;
the funded part of the mother's future pension;
technical adaptation of a child with disabilities in a team (Federal Law No. 348 2015/28/11; Federal Law No. 288 2008/25/12) without a 3-year limitation from the moment of birth.

An unpleasant point is the compensation nature of almost all options for using MK: first you need to find funds and pay, saving checks and receipts, and then expenses are reimbursed. This fact becomes a particular problem for parents of disabled people.

Payment for education and preschool maintenance of the child is made by transfer directly from the pension fund, bypassing the parental account, which also creates certain difficulties.

Receipt of family capital (certificate) occurs upon request from the Pension Fund and is regulated by Order of the Ministry of Health No. 779n “On approval of the Rules...” 2008/26/12 edition 2016/02/06, registration in the Ministry of Justice No. 13066 2009/13/01.

Procedure for registration of the RMC

Although each region has its own program and they have significant differences, the procedure for registering the RMC is almost the same everywhere. The general algorithm of actions is as follows:

Before receiving regional maternity capital, you must obtain a certificate. It is allowed to be issued immediately after birth.
Wait until the certificate is used (usually when the child reaches 3 years of age).
Select purposes for spending, prepare documents, the composition of which depends on the purpose.

After this, in order to use regional maternity capital for a third child, you need to submit an application for disposal of funds. It is reviewed within 10-30 days, after which funds are transferred to a specific account. Money always comes by bank transfer.

Where to apply

Differences in the content of programs have a slight impact on the order of registration - the addressee of the application from recipients of maternity capital is almost always the same. However, those who are interested in where to apply for regional maternity capital do not always know that this can be done in several ways:

through the management/department/department of social protection at the place of residence;
in the Multifunctional Center;
through ;
by mail or through a representative by proxy, if local legislation does not provide for mandatory personal application.

These options are relevant both when issuing a certificate and when disposing of funds.

Package of documents

It is also important to understand what documents are needed to obtain regional maternity capital. Regardless of the purpose of the expenditure, you must submit an application to obtain a certificate. As a rule, it has a mandatory form, which differs from region to region. For example, an example of an application for the Rostov region. Below is an example of an application submitted to the social protection departments of St. Petersburg.

The following must be submitted along with the application:

passport or other identification document;
birth certificate of the child(ren);
court decision on adoption (if the child is adopted);
a document confirming the fact of permanent residence in a particular region;
a document giving the father the right to receive a certificate: a decision to deprive the mother of parental rights, a certificate of her death, a decision on sole adoption.

After consideration of the issue, the applicant is issued a certificate, which will be required to manage RMK funds. In addition, the authorized social protection bodies (or through the MFC, government services) must submit an application for the disposal of capital. In each region, its form is established separately. Below is an example of an application for St. Petersburg.

Along with the application and certificate, a package of documents confirming the purpose of the order is submitted. In each case it is individual. To find out the composition, we recommend contacting the social security authorities.

Options for using funds

In 2020, regional maternity capital could be used exclusively in the following areas:

purchasing a home (read more: buying a house with maternity capital);
children's education;
mother's pension savings.

In 2020, it is expected that money will be used for the following purposes:

gasification of a residential building;
payment for medical services regarding children;
purchasing a car for the family;
receiving education directly from the mother;
purchase of plumbing equipment, the supply of which is not provided for by the state. This opportunity applies only to those families with disabled children.

Directions for spending regional family capital

Given the targeted nature of the RMC, parents are often interested in what regional capital can be spent on. For 100 thousand rubles (±), several spending options are usually offered. The specific range of directions is determined in each region, but they are almost always repeated. Among the most popular:

Improving living conditions: purchasing, constructing or expanding living space, acquiring land for individual or country house construction.
Covering the costs of paid medical services for children or family members, purchasing vouchers to sanatorium-resort institutions, medical rehabilitation, and recreational activities for the child.
Educational expenses for children, including higher education.
Purchasing a domestic car, for example, in the Ulyanovsk region, Kamchatka region.
Formation of a one-time benefit or cash payments, for example, in the region.
Gasification of households, for example, in the Rostov region.

Find out more about how you can use RMK.

Features of receiving funds

Each region of the Russian Federation has its own rules for receiving the assistance in question. Below are examples in several areas.

Moscow region

Regional maternity capital, which is provided by the authorities of the Moscow region, can be received by parents who will have a natural or adopted child (second or subsequent) in the period from January 1, 2011 to December 31, 2020. It is worth noting that these standards apply to the entire Moscow region. There is no separate program developed specifically for the capital.

A certificate for receiving financial assistance is issued in cases where, at the birth of the 2nd or subsequent child, the right to regional assistance was not realized. Money can be used after the child reaches 3 years of age. However, there are situations that require urgent provision of a subsidy. We are talking about the need to repay a loan related to optimizing the family’s living conditions (read more: how to improve living conditions using maternity capital).

Regional authorities are paying the assistance in question in the amount of 100 thousand rubles. At the same time, the amount is not tied to inflation rates and the order of birth of children. It is also important to note that cashing out this capital is not allowed.

Nizhny Novgorod Region

The Nizhny Novgorod region provides for the payment of family capital from 09/01/2011. After submitting the appropriate documents, parents can receive one-time assistance in the amount of 25 thousand rubles. This amount is fixed. The right to use this money is granted to parents who have Russian citizenship, as well as those who gave birth (adopted) a second or subsequent child

In addition, you can start spending the money received just two years after the birth of the baby. In this case, the funds are transferred to the mother’s personal account (in some cases, the father’s). The maternity subsidy is issued until December 31, 2017.

Perm region

In the Perm region, the program in question operated in 2011-2014. In this case, the following conditions were implied:

the birth (adoption) of a 2nd or subsequent child exclusively during the period from January 1, 2011 to December 31, 2014;
The period of residence of parents (adoptive parents) in the Perm Territory was 5 years.

The use of funds was possible through non-cash payments, 2 years after the birth of the child. The same rule applies in cases of adoption of children. At the same time, parents must begin to spend capital no later than half a year from the onset of the mentioned moment.

Regional maternity capital, which is issued directly by the authorities of the Perm region, was 100 thousand rubles. This amount did not depend on the order of birth (adoption) of the child, but was subject to annual indexation.

Rostov region

The authorities of the Rostov region provide for the issuance of maternal subsidies in the following cases:

if the monthly family income does not exceed the subsistence level for each family member;
subject to the birth (adoption) of the 3rd or subsequent child in the period from January 1, 2012 to December 31, 2020.

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At the same time, regional maternity capital is paid in the amount, which is important, 100 thousand rubles. The specified amount can be cashed out only after the child reaches 3 years of age.

How to cash out regional matkapital

Since maternity capital is a form of targeted assistance, non-cash payment is almost always a prerequisite for its transfer. Simply put, cashing it out is considered illegal - officials must be able to track how the money is spent.

At the same time, cashing out regional maternity capital seems necessary when:

at the expense of RMK, you can arrange monthly benefit payments: it is not targeted and is spent by the recipient at his discretion, for example, as in the Magadan region;
capital has no intended purpose at all, as in the Tyumen region;
maternity capital is transferred to the applicant’s bank account in order to cover the costs of individual construction or in other cases.

Other cash withdrawal options should be considered illegal.

Using maternity capital to buy a car

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Maternity capital is not just a sum of money, but a sum of government funds issued to cover certain items of family expenses and indexed annually. Maternity capital is indexed taking into account the rate and level of inflation. In 2020 and 2020, it was “frozen” due to the state budget deficit.

Maternity capital in Moscow

The capital was among the regions that did not accept the regional maternity capital program, although in the Moscow region the RMC is 100 thousand rubles. There were attempts to adopt relevant regulations, but the Moscow government rejected this idea.

The absence of such a program does not have a negative impact on the demographic situation in the capital - the birth rate is increasing and the death rate is falling. This is facilitated by other social benefits and payments in Moscow, which are collectively comparable in size to the size of many RMK programs:

city payment: 5.5 thousand rubles for the first and 14.5 thousand for subsequent children;
“Luzhkov” payment: for the first child – 5 subsistence minimums (87.8 thousand rubles), for the second – 7 monthly minimum (122.9 thousand rubles), for the third – 10 monthly minimum (176.5 thousand rubles);
monthly benefits for low-income people: from 1.5 to 2.5 thousand rubles;
monthly benefits for large families and so on.

Find out more about how and what kind of regional maternity capital you can get in Moscow and the Moscow region.

Indexation of maternity capital after receiving monthly payments

Since 2020, families with less than 1.5 times the subsistence level per person - the minimum level of income required to ensure a certain standard of living in Russia - have been given the right to receive monthly payments from maternity capital. Payments are due until the child turns one and a half years old. How much money will be provided to parents depends on the region in which the couple and children live. As a general rule, the size of a one-time payment coincides with the cost of living of a child in a given region for the 2nd quarter of the previous year. Thus, in the Stavropol Territory, the cost of living per child in the second quarter of 2020 was 9,154 rubles.

Read more: Funded pension who has the right to receive it

Many of those who take advantage of this opportunity are interested in the question of whether maternity capital is indexed after receiving lump sum payments.

According to the law, planned growth of funds is carried out regardless of the provision of payments. For example, if in 2020 a family received 25,000 in cash from maternity capital, 331 thousand rubles remained unused. This remainder is indexed. But since the indexation coefficient was 1.0 that year, there was no increase as such.

Maternity capital in St. Petersburg

Unlike Moscow, the northern capital has introduced regional capital for families living on its territory for 3 children, as well as for subsequent children, provided that the certificate has not been used in the past. In accordance with December 6, 2011, matkapital has been operating in St. Petersburg since 2012. Initially it was set at 100 thousand rubles with the possibility of annual indexation. As a result, in 2020 the amount of regional assistance reached 160,474.84 rubles.

Most areas for spending these funds are standard:

living conditions;
payment for treatment of a child or recreational holiday;
medical rehabilitation;
education;
purchasing a car.

As in the case of FMC, it can be used entirely for one purpose, or partially, but for different ones.

The procedure for receiving and disposing of funds was determined on February 28, 2012. He also determined the list of necessary documents, the procedure for applying and other nuances.

Find out more about RMK in St. Petersburg.

What changed in 2020: initiative of the governor of the Moscow region

Governor of the Moscow Region Andrei Vorobyov, during his annual speech to residents of the region, recalled that of the 220,000 families that received a certificate for maternity capital during the period of its issuance, only 30% of the holders managed to take advantage of the payment. In connection with this, he proposed, without any conditions, to pay these families 50,000 rubles each during the current and next year. But this norm will only apply to families where at least one more child was born during this time. That is, the child should have been born into the family after receiving the certificate.

It was also decided to expand the possibilities for spending funds and not limit them, that is, payments issued in 2020 and 2021 can be spent for any purpose.

Thus, in essence, additional maternity capital is being introduced for 3 children in the Moscow region. On the third and subsequent ones.

However, the law has not yet been adopted. In February it was reported that the amendments had been developed by the Ministry of Social Development of the region and would soon be submitted to the Moscow Regional Duma for adoption.

The latest news about changes to the law of the Moscow region must be monitored through official sources: websites of government agencies and the media. Only official sources deserve complete trust. Also, the amended law will be published in official sources.

If the first or second child was born in 2020, how much will the maternity capital be in 2020?